Citizens Financial Services, Inc.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
7/10
|
15.99 | 39.52 | -59.53% | 10.83 | +47.71% |
| P/S |
|
2.06 | 4.91 | -58.14% |
|
|
| P/BV |
|
1.02 | 0.6713 | 51.75% |
|
|
| P/FCF |
|
0 | 35.01 | -100% |
|
|
| Ev/Ebitda |
|
1504.57 | 41.11 | 3560.12% |
|
|
| Ev/S |
|
4.05 | 5.35 | -24.32% |
|
|
| Ev/FCF |
|
27.43 | 53.93 | -49.14% |
|
|
| E/P |
|
0 | 0.1186 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
1/10
|
0.2692 | 22.4 | -98.8% | 47.85 | -99.44% |
| ROE |
|
6.37 | 5.6 | 13.7% |
|
|
| ROA |
|
0.5968 | 5.48 | -89.1% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
12.85 | 21.82 | -41.11% |
|
|
| ROCE |
|
-0.4101 | -12.13 | -96.62% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
1436.21 | -7.15 | -20192.2% | 579.03 | +148.03% |
| Nеt Debt/Ebitda |
|
740.85 | 18.2 | 3970.86% |
|
|
| Debt/Ratio |
|
0.1795 | 0.2048 | -12.37% |
|
|
| Debt/Equity |
|
30.44 | 13.81 | 120.45% |
|
|
| Debt/Net Income |
|
30.08 | 6.12 | 391.66% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
9/10
|
3.6 | 1.72 | 109.61% | 3.15 | +14.36% |
| Number of years of dividend growth |
|
2 | 2.96 | -32.47% | ||
| DSI |
|
0.9286 | 0.7793 | 19.15% |
|
|
| Average dividend growth |
|
2.29 | 0.3796 | 503.5% |
|
|
| Average percentage for 5 years |
|
3.15 | 2 | 57.33% |
|
|
| Average percentage for payments |
|
37.86 | 49.37 | -23.32% |
|
|
| Difference from average difference in sector |
|
1.88 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
6/10
|
48.09 | 194.33 | -75.25% | ||
| Growth impulse Ebitda in 5 years |
|
-35.29 | 70.17 | -150.29% | ||
| Growth impulse Net Income in 5 years |
|
-8.66 | 30.41 | -128.48% | ||
| Growth impulse FCF in 5 years |
|
12.3 | 92.4 | -86.69% | ||
| Growth impulse EPS in 5 years |
|
-24.18 | -56.69 | -57.35% |
IP Score
3.64/10
