Citizens Financial Services, Inc.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
7/10
|
15.99 | 25.96 | -38.4% | 10.85 | +47.44% |
| P/S |
|
2.06 | 4.82 | -57.36% |
|
|
| P/BV |
|
1.02 | 0.8945 | 13.88% |
|
|
| P/FCF |
|
0 | 32.94 | -100% |
|
|
| Ev/Ebitda |
|
1504.57 | 17.63 | 8432.16% |
|
|
| Ev/S |
|
4.05 | 4.85 | -16.42% |
|
|
| Ev/FCF |
|
27.43 | 50.47 | -45.66% |
|
|
| E/P |
|
0 | 0.1269 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
1/10
|
0.2692 | 22.3 | -98.79% | 35.69 | -99.25% |
| ROE |
|
6.37 | 6.09 | 4.62% |
|
|
| ROA |
|
0.5968 | 5.76 | -89.64% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
12.85 | 22.96 | -44.04% |
|
|
| ROCE |
|
-0.4101 | -8.3 | -95.06% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
1436.21 | -8.85 | -16325.81% | 579.03 | +148.03% |
| Nеt Debt/Ebitda |
|
740.85 | 19.27 | 3745.53% |
|
|
| Debt/Ratio |
|
0.1795 | 0.2093 | -14.24% |
|
|
| Debt/Equity |
|
30.44 | 14.67 | 107.5% |
|
|
| Debt/Net Income |
|
30.08 | 4.86 | 519.13% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
9.4/10
|
3.76 | 1.71 | 120.49% | 3.15 | +19.19% |
| Number of years of dividend growth |
|
2 | 2.96 | -32.47% | ||
| DSI |
|
0.9286 | 0.7821 | 18.74% |
|
|
| Average dividend growth |
|
2.29 | 1.55 | 47.43% |
|
|
| Average percentage for 5 years |
|
3.15 | 2 | 57.42% |
|
|
| Average percentage for payments |
|
37.86 | 48.49 | -21.93% |
|
|
| Difference from average difference in sector |
|
2.05 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
6/10
|
48.09 | 9056.96 | -99.47% | ||
| Growth impulse Ebitda in 5 years |
|
-35.29 | 33.7 | -204.72% | ||
| Growth impulse Net Income in 5 years |
|
-8.66 | 27.15 | -131.9% | ||
| Growth impulse FCF in 5 years |
|
12.3 | 51.36 | -76.05% | ||
| Growth impulse EPS in 5 years |
|
-24.93 | 246.95 | -110.1% |
IP Score
3.67/10
