Southern California Bancorp
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
8/10
|
12.3 | 38.77 | -68.28% | 18.86 | -34.8% |
| P/S |
|
2.51 | 4.98 | -49.55% |
|
|
| P/BV |
|
1.11 | 0.6876 | 60.82% |
|
|
| P/FCF |
|
0 | 34.88 | -100% |
|
|
| Ev/Ebitda |
|
1029.9 | 40.79 | 2425.16% |
|
|
| Ev/S |
|
3.16 | 5.32 | -40.7% |
|
|
| Ev/FCF |
|
13.29 | 53.83 | -75.32% |
|
|
| E/P |
|
0 | 0.1188 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
1/10
|
0.3065 | 22.42 | -98.63% | 2.15 | -85.75% |
| ROE |
|
8.99 | 5.49 | 63.71% |
|
|
| ROA |
|
1.09 | 5.54 | -80.24% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
20.42 | 22.97 | -11.1% |
|
|
| ROCE |
|
-0.531 | -15.69 | -96.62% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
489.95 | -7.21 | -6899.03% | 235 | 108.49% |
| Nеt Debt/Ebitda |
|
210.73 | 18.17 | 1059.95% |
|
|
| Debt/Ratio |
|
0.0805 | 0.1955 | -58.79% |
|
|
| Debt/Equity |
|
0 | 14.21 | -100% |
|
|
| Debt/Net Income |
|
7.36 | 6.01 | 22.41% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
0/10
|
0 | 1.74 | -100% | 0 | 0% |
| Number of years of dividend growth |
|
0 | 1.15 | -100% |
|
|
| DSI |
|
0 | 0.7129 | -100% |
|
|
| Average dividend growth |
|
0 | 0.1025 | -100% |
|
|
| Average percentage for 5 years |
|
0 | 1.85 | -100% |
|
|
| Average percentage for payments |
|
330.57 | 48.98 | 574.93% |
|
|
| Difference from average difference in sector |
|
-1.74 |
|
|
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % |
|---|---|---|---|---|
| Growth impulse Revenue 5 years |
10/10
|
299.06 | 36.97 | 708.93% |
| Growth impulse Ebitda 5 years |
|
-70.08 | 50.07 | -239.96% |
| Growth impulse Net Income 5 years |
|
281.03 | 111.49 | 152.07% |
| Growth impulse FCF 5 years |
|
429 | 52.83 | 712.04% |
| Growth impulse EPS 5 years |
|
76.98 | 321.96 | -76.09% |
IP Score
4.26/10
