Ujjivan Financial Services Limited
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
10/10
|
3.24 | 27.59 | -88.26% | 12.47 | -74.03% |
| P/S |
|
0.7236 | 11.87 | -93.9% |
|
|
| P/BV |
|
0.6798 | 2.8 | -75.73% |
|
|
| P/FCF |
|
2.5 | 5.35 | -53.3% |
|
|
| Ev/Ebitda |
|
1.86 | 19.26 | -90.35% |
|
|
| Ev/S |
|
1.41 | 9.06 | -84.39% |
|
|
| Ev/FCF |
|
3 | -9.35 | -132.07% |
|
|
| E/P |
|
0.1898 | 0.1051 | 80.6% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
10/10
|
76.14 | 37.61 | 102.43% | 50.93 | +49.49% |
| ROE |
|
27.63 | 13.43 | 105.71% |
|
|
| ROA |
|
2.51 | 3.05 | -17.69% |
|
|
| ROIC |
|
0 | 6.14 | -100% |
|
|
| ROS |
|
22.35 | 81.87 | -72.7% |
|
|
| ROCE |
|
0 | 2.02 | -100% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
7/10
|
1.78 | 2.03 | -12.03% | 1.78 | +0.0045% |
| Nеt Debt/Ebitda |
|
0.908 | 1.76 | -48.34% |
|
|
| Debt/Ratio |
|
0.1524 | 0.2469 | -38.29% |
|
|
| Debt/Equity |
|
0.275 | 291.19 | -99.91% |
|
|
| Debt/Net Income |
|
6.07 | 16.42 | -63.02% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
0/10
|
0 | 1.33 | -100% | 1.26 | -100% |
| Number of years of dividend growth |
|
0 | 1.16 | -100% | ||
| DSI |
|
0.7143 | 0.8394 | -14.91% |
|
|
| Average dividend growth |
|
15.48 | -13.1 | -218.18% |
|
|
| Average percentage for 5 years |
|
1.26 | 1.91 | -33.88% |
|
|
| Average percentage for payments |
|
13.34 | 19.32 | -30.96% |
|
|
| Difference from average difference in sector |
|
-1.33 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
10/10
|
115.84 | 97.63 | 18.65% | ||
| Growth impulse Ebitda in 5 years |
|
391.71 | 125.67 | 211.7% | ||
| Growth impulse Net Income in 5 years |
|
492.06 | 344.17 | 42.97% | ||
| Growth impulse FCF in 5 years |
|
1989.23 | 528.66 | 276.28% | ||
| Growth impulse EPS in 5 years |
|
346.43 | 117.77 | 194.16% |
IP Score
6.95/10
