SBI Cards and Payment Services Limited
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
6/10
|
27.82 | 27.36 | 1.69% | 48.91 | -43.12% |
| P/S |
|
5.25 | 11.66 | -54.94% |
|
|
| P/BV |
|
5.54 | 2.76 | 100.51% |
|
|
| P/FCF |
|
0 | 5.23 | -100% |
|
|
| Ev/Ebitda |
|
0 | 19.26 | -100% |
|
|
| Ev/S |
|
8.19 | 8.95 | -8.5% |
|
|
| Ev/FCF |
|
-18.91 | -9.44 | 100.25% |
|
|
| E/P |
|
0 | 0.1052 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
0/10
|
0 | 60.79 | -100% | 0 | 0% |
| ROE |
|
21.98 | 13.46 | 63.32% |
|
|
| ROA |
|
4.64 | 3.06 | 51.49% |
|
|
| ROIC |
|
0 | 6.14 | -100% |
|
|
| ROS |
|
18.88 | 80.83 | -76.64% |
|
|
| ROCE |
|
0 | 846.24 | -100% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
10/10
|
0 | 1.91 | -100% | 0 | 0% |
| Nеt Debt/Ebitda |
|
0 | 1.76 | -100% |
|
|
| Debt/Ratio |
|
0 | 0.2444 | -100% |
|
|
| Debt/Equity |
|
0 | 291.18 | -100% |
|
|
| Debt/Net Income |
|
0 | 16.31 | -100% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
1.73/10
|
0.6914 | 1.32 | -47.68% | 0.3773 | +83.25% |
| Number of years of dividend growth |
|
0 | 1.18 | -100% | ||
| DSI |
|
1 | 0.8375 | 19.4% |
|
|
| Average dividend growth |
|
20 | -8.1 | -347.01% |
|
|
| Average percentage for 5 years |
|
0.3773 | 1.9 | -80.19% |
|
|
| Average percentage for payments |
|
11.06 | 19.21 | -42.43% |
|
|
| Difference from average difference in sector |
|
-0.6301 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
8/10
|
74.11 | 104.93 | -29.37% | ||
| Growth impulse Ebitda in 5 years |
|
0 | 125.67 | -100% | ||
| Growth impulse Net Income in 5 years |
|
93.43 | 351.3 | -73.4% | ||
| Growth impulse FCF in 5 years |
|
33.32 | 548 | -93.92% | ||
| Growth impulse EPS in 5 years |
|
2743.7 | 114.81 | 2289.77% |
IP Score
5.62/10
