Punjab & Sind Bank
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
1/10
|
67.72 | 27.59 | 145.46% | 30.14 | +124.67% |
| P/S |
|
10.87 | 11.87 | -8.41% |
|
|
| P/BV |
|
2.6 | 2.8 | -7.34% |
|
|
| P/FCF |
|
13.25 | 5.35 | 147.8% |
|
|
| Ev/Ebitda |
|
0 | 19.26 | -100% |
|
|
| Ev/S |
|
10.9 | 9.06 | 20.29% |
|
|
| Ev/FCF |
|
26.61 | -9.35 | -384.46% |
|
|
| E/P |
|
0.0296 | 0.1051 | -71.83% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
0/10
|
0 | 37.61 | -100% | 0 | 0% |
| ROE |
|
3.89 | 13.43 | -71.07% |
|
|
| ROA |
|
0.4191 | 3.05 | -86.26% |
|
|
| ROIC |
|
0 | 6.14 | -100% |
|
|
| ROS |
|
16.05 | 81.87 | -80.4% |
|
|
| ROCE |
|
0 | 2.02 | -100% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
10/10
|
0 | 2.03 | -100% | 0 | 0% |
| Nеt Debt/Ebitda |
|
0 | 1.76 | -100% |
|
|
| Debt/Ratio |
|
0.0611 | 0.2469 | -75.27% |
|
|
| Debt/Equity |
|
5.94 | 291.19 | -97.96% |
|
|
| Debt/Net Income |
|
15.15 | 16.42 | -7.74% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
2.03/10
|
0.81 | 1.33 | -38.96% | 2.11 | -61.67% |
| Number of years of dividend growth |
|
1 | 1.16 | -13.95% | ||
| DSI |
|
0.7857 | 0.8394 | -6.4% |
|
|
| Average dividend growth |
|
-55.22 | -13.1 | 321.65% |
|
|
| Average percentage for 5 years |
|
2.11 | 1.91 | 10.66% |
|
|
| Average percentage for payments |
|
30.29 | 19.32 | 56.77% |
|
|
| Difference from average difference in sector |
|
-0.517 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
5/10
|
35.58 | 97.63 | -63.56% | ||
| Growth impulse Ebitda in 5 years |
|
0 | 125.67 | -100% | ||
| Growth impulse Net Income in 5 years |
|
-160.09 | 344.17 | -146.51% | ||
| Growth impulse FCF in 5 years |
|
-29.16 | 528.66 | -105.52% | ||
| Growth impulse EPS in 5 years |
|
-105.62 | 117.77 | -189.68% |
IP Score
3.45/10
