Indian Overseas Bank
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
4/10
|
42.21 | 27.59 | 53.01% | 22.57 | +87.02% |
| P/S |
|
7.26 | 11.87 | -38.84% |
|
|
| P/BV |
|
4.08 | 2.8 | 45.74% |
|
|
| P/FCF |
|
-33.62 | 5.35 | -729.03% |
|
|
| Ev/Ebitda |
|
0 | 19.26 | -100% |
|
|
| Ev/S |
|
8.01 | 9.06 | -11.67% |
|
|
| Ev/FCF |
|
-83.61 | -9.35 | 793.96% |
|
|
| E/P |
|
0.0534 | 0.1051 | -49.19% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
0/10
|
0 | 37.61 | -100% | 0 | 0% |
| ROE |
|
10.17 | 13.43 | -24.31% |
|
|
| ROA |
|
0.8013 | 3.05 | -73.72% |
|
|
| ROIC |
|
0 | 6.14 | -100% |
|
|
| ROS |
|
17.2 | 81.87 | -78.99% |
|
|
| ROCE |
|
0 | 2.02 | -100% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
10/10
|
0 | 2.03 | -100% | 0 | 0% |
| Nеt Debt/Ebitda |
|
0 | 1.76 | -100% |
|
|
| Debt/Ratio |
|
0.0591 | 0.2469 | -76.06% |
|
|
| Debt/Equity |
|
5.61 | 291.19 | -98.07% |
|
|
| Debt/Net Income |
|
7.8 | 16.42 | -52.46% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
0/10
|
0 | 1.33 | -100% | 3.55 | -100% |
| Number of years of dividend growth |
|
0 | 1.16 | -100% | ||
| DSI |
|
0.5714 | 0.8394 | -31.93% |
|
|
| Average dividend growth |
|
-10.58 | -13.1 | -19.25% |
|
|
| Average percentage for 5 years |
|
3.55 | 1.91 | 85.9% |
|
|
| Average percentage for payments |
|
15.7 | 19.32 | -18.72% |
|
|
| Difference from average difference in sector |
|
-1.33 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
9/10
|
89.76 | 97.63 | -8.06% | ||
| Growth impulse Ebitda in 5 years |
|
0 | 125.67 | -100% | ||
| Growth impulse Net Income in 5 years |
|
-131.26 | 344.17 | -138.14% | ||
| Growth impulse FCF in 5 years |
|
-89.51 | 528.66 | -116.93% | ||
| Growth impulse EPS in 5 years |
|
-116.46 | 117.77 | -198.89% |
IP Score
3.42/10
