AU Small Finance Bank Limited
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
5/10
|
33.37 | 27.36 | 21.97% | 26.81 | +24.45% |
| P/S |
|
7.42 | 11.66 | -36.38% |
|
|
| P/BV |
|
4.08 | 2.76 | 47.49% |
|
|
| P/FCF |
|
21.81 | 5.23 | 316.71% |
|
|
| Ev/Ebitda |
|
0 | 19.26 | -100% |
|
|
| Ev/S |
|
0 | 8.95 | -100% |
|
|
| Ev/FCF |
|
0 | -9.44 | -100% |
|
|
| E/P |
|
0.0311 | 0.1052 | -70.43% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
9/10
|
35.15 | 60.79 | -42.18% | 0 | 0% |
| ROE |
|
12.22 | 13.46 | -9.19% |
|
|
| ROA |
|
1.4 | 3.06 | -54.24% |
|
|
| ROIC |
|
0 | 6.14 | -100% |
|
|
| ROS |
|
22.23 | 80.83 | -72.5% |
|
|
| ROCE |
|
0 | 846.24 | -100% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
10/10
|
0 | 1.91 | -100% | 0 | 0% |
| Nеt Debt/Ebitda |
|
0 | 1.76 | -100% |
|
|
| Debt/Ratio |
|
0.0576 | 0.2444 | -76.45% |
|
|
| Debt/Equity |
|
8.51 | 291.18 | -97.08% |
|
|
| Debt/Net Income |
|
4.1 | 16.31 | -74.83% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
0.78/10
|
0.3053 | 1.32 | -76.9% | 0.1503 | +103.12% |
| Number of years of dividend growth |
|
4 | 1.18 | 240.23% | ||
| DSI |
|
1 | 0.8375 | 19.4% |
|
|
| Average dividend growth |
|
27.08 | -8.1 | -434.5% |
|
|
| Average percentage for 5 years |
|
0.1503 | 1.9 | -92.11% |
|
|
| Average percentage for payments |
|
3.89 | 19.21 | -79.73% |
|
|
| Difference from average difference in sector |
|
-1.02 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
10/10
|
163.91 | 104.93 | 56.21% | ||
| Growth impulse Ebitda in 5 years |
|
0 | 125.67 | -100% | ||
| Growth impulse Net Income in 5 years |
|
127.44 | 351.3 | -63.72% | ||
| Growth impulse FCF in 5 years |
|
298.62 | 548 | -45.51% | ||
| Growth impulse EPS in 5 years |
|
103.59 | 114.81 | -9.77% |
IP Score
5.63/10
