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Company Analysis Bank Utica Ny Nonvtg
1. Summary
Advantages
- Dividends (4.08%) are higher than the sector average (0%).
- The stock's return over the last year (29.87%) is higher than the sector average (0%).
- The company's current efficiency (ROE=6.18%) is higher than the sector average (ROE=0%)
Disadvantages
- Price (500 $) is higher than fair price (480.28 $)
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| Bank Utica Ny Nonvtg | Financials | Index | |
|---|---|---|---|
| 7 days | 0.2% | -5% | 0.4% |
| 90 days | 8.6% | 6.5% | 15.3% |
| 1 year | 29.9% | 0% | 15.5% |
BKUTK vs Sector: Bank Utica Ny Nonvtg has outperformed the "Financials" sector by 29.87% over the past year.
BKUTK vs Market: Bank Utica Ny Nonvtg has outperformed the market by 14.36% over the past year.
Stable price: BKUTK is not significantly more volatile than the rest of the market on "USA Stocks" over the last 3 months, with typical variations of +/- 5% per week.
Long period: BKUTK with weekly volatility of 0.5744% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (500 $) is higher than the fair price (480.28 $).
Price is higher than fair: The current price (500 $) is 3.9% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (6.24) is higher than that of the sector as a whole (0).
P/E vs Market: The company's P/E (6.24) is higher than that of the market as a whole (0).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.3772) is higher than that of the sector as a whole (0).
P/BV vs Market: The company's P/BV (0.3772) is higher than that of the market as a whole (0).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (3.67) is higher than that of the sector as a whole (0).
P/S vs Market: The company's P/S indicator (3.67) is higher than that of the market as a whole (0).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (0) is higher than that of the sector as a whole (0).
EV/Ebitda vs Market: The company's EV/Ebitda (0) is higher than that of the market as a whole (0).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -3.44% over the last 5 years.
Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-3.44%).
Profitability vs Sector: The return for the last year (0%) is lower than the return for the sector (0%).
5.4. ROE
ROE vs Sector: The company's ROE (6.18%) is higher than that of the sector as a whole (0%).
ROE vs Market: The company's ROE (6.18%) is higher than that of the market as a whole (0%).
5.5. ROA
ROA vs Sector: The company's ROA (1.49%) is higher than that of the sector as a whole (0%).
ROA vs Market: The company's ROA (1.49%) is higher than that of the market as a whole (0%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (0%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (0%).
7. Dividends
7.1. Dividend yield vs Market
High yield: The dividend yield of the company 4.08% is higher than the average for the sector '0%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 4.08% has been steadily paid over the past 7 years, DSI=1.
Dividend growth: Company's dividend yield 4.08% has been growing over the last 5 years. Growth over 22 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (23.41%) are at an uncomfortable level.
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