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Company Analysis Touchstone Bankshares, Inc.
1. Summary
Disadvantages
- Price (14.25 $) is higher than fair price (4.94 $)
- Dividends (2.37%) are below the sector average (4.61%).
- The stock's return over the last year (0%) is lower than the sector average (12.54%).
- Current debt level 10.3% has increased over 5 years from 7.2%.
- The company's current efficiency (ROE=3.59%) is lower than the sector average (ROE=100.46%)
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| Touchstone Bankshares, Inc. | Financials | Index | |
|---|---|---|---|
| 7 days | 0% | 36.8% | -0.5% |
| 90 days | 0% | 38.2% | 8% |
| 1 year | 0% | 12.5% | 14.6% |
TSBA vs Sector: Touchstone Bankshares, Inc. has significantly underperformed the "Financials" sector by -12.54% over the past year.
TSBA vs Market: Touchstone Bankshares, Inc. has significantly underperformed the market by -14.63% over the past year.
Stable price: TSBA is not significantly more volatile than the rest of the market on "OTC" over the last 3 months, with typical variations of +/- 5% per week.
Long period: TSBA with weekly volatility of 0% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (14.25 $) is higher than the fair price (4.94 $).
Price is higher than fair: The current price (14.25 $) is 65.3% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (15.78) is lower than that of the sector as a whole (54.53).
P/E vs Market: The company's P/E (15.78) is lower than that of the market as a whole (48.33).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.5662) is lower than that of the sector as a whole (1.72).
P/BV vs Market: The company's P/BV (0.5662) is lower than that of the market as a whole (4.63).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (0.7694) is lower than that of the sector as a whole (2.8).
P/S vs Market: The company's P/S indicator (0.7694) is lower than that of the market as a whole (13.27).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (-147.67) is lower than that of the sector as a whole (141.09).
EV/Ebitda vs Market: The company's EV/Ebitda (-147.67) is lower than that of the market as a whole (42.28).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -6.02% over the last 5 years.
Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-6.02%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-4.74%).
5.4. ROE
ROE vs Sector: The company's ROE (3.59%) is lower than that of the sector as a whole (100.46%).
ROE vs Market: The company's ROE (3.59%) is lower than that of the market as a whole (51.15%).
5.5. ROA
ROA vs Sector: The company's ROA (0.2441%) is lower than that of the sector as a whole (84.78%).
ROA vs Market: The company's ROA (0.2441%) is lower than that of the market as a whole (35.9%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (10.61%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (10.83%).
7. Dividends
7.1. Dividend yield vs Market
Low yield: The dividend yield of the company 2.37% is below the average for the sector '4.61%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 2.37% has been steadily paid over the past 7 years, DSI=0.93.
Weak dividend growth: The company's dividend yield 2.37% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (65.17%) are at a comfortable level.
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