Company Analysis First Northern Community Bancorp
1. Summary
Advantages
- Price (9.05 $) is less than fair price (10.11 $)
- The stock's return over the last year (12.14%) is higher than the sector average (-48.24%).
- The company's current efficiency (ROE=13.54%) is higher than the sector average (ROE=-44.08%)
Disadvantages
- Dividends (0%) are below the sector average (9.13%).
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
First Northern Community Bancorp | Financials | Index | |
---|---|---|---|
7 days | -0.5% | 1.2% | -0.7% |
90 days | 3.5% | 1.2% | 7.7% |
1 year | 12.1% | -48.2% | 30.6% |
FNRN vs Sector: First Northern Community Bancorp has outperformed the "Financials" sector by 60.39% over the past year.
FNRN vs Market: First Northern Community Bancorp has significantly underperformed the market by -18.45% over the past year.
Stable price: FNRN is not significantly more volatile than the rest of the market on "OTC" over the last 3 months, with typical variations of +/- 5% per week.
Long period: FNRN with weekly volatility of 0.2335% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Below fair price: The current price (9.05 $) is lower than the fair price (10.11 $).
Price not significantly lower than the fair price: The current price (9.05 $) is slightly lower than the fair price by 11.7%.
4.2. P/E
P/E vs Sector: The company's P/E (6.46) is lower than that of the sector as a whole (27.65).
P/E vs Market: The company's P/E (6.46) is lower than that of the market as a whole (53.07).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.874) is higher than that of the sector as a whole (-29.6).
P/BV vs Market: The company's P/BV (0.874) is higher than that of the market as a whole (-9.1).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (1.91) is lower than that of the sector as a whole (7.85).
P/S vs Market: The company's P/S indicator (1.91) is lower than that of the market as a whole (5.18).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (0) is higher than that of the sector as a whole (-132.82).
EV/Ebitda vs Market: The company's EV/Ebitda (0) is lower than that of the market as a whole (23.95).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 9.33% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (9.33%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-7.96%).
5.4. ROE
ROE vs Sector: The company's ROE (13.54%) is higher than that of the sector as a whole (-44.08%).
ROE vs Market: The company's ROE (13.54%) is higher than that of the market as a whole (-2.01%).
5.5. ROA
ROA vs Sector: The company's ROA (1.15%) is lower than that of the sector as a whole (2.46%).
ROA vs Market: The company's ROA (1.15%) is lower than that of the market as a whole (8.98%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (8.34%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (11.03%).
7. Dividends
7.1. Dividend yield vs Market
Low yield: The dividend yield of the company 0% is below the average for the sector '9.13%.
7.2. Stability and increase in payments
Unstable dividends: The company's dividend yield 0% has not been consistently paid over the past 7 years, DSI=0.
Weak dividend growth: The company's dividend yield 0% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (0.0325%) are at an uncomfortable level.
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