White Mountains Insurance Group, Ltd. (WTM) 📈: анализ компании, ее дивидендная стратегия и оценка мультипликаторов, прогноз цены и инвестиционные идеи для White Mountains Insurance Group, Ltd.

1. Summary

Advantages

The stock's return over the last year (18.79%) is higher than the sector average (4.94%).
Current debt level 5.67% is below 100% and has decreased over 5 years from 7.79%.

Disadvantages

Price (2062.34 $) is higher than fair price (1024.84 $)
Dividends (0.0541%) are below the sector average (2.69%).
The company's current efficiency (ROE=5.21%) is lower than the sector average (ROE=88.42%)

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Intercontinental Exchange

Deutsche Bank AG

2. Share price and performance

2.1. Share price

2.3. Market efficiency

	White Mountains Insurance Group, Ltd.	Financials	Index
7 days	-1.2%	-3.8%	0.5%
90 days	7.6%	-3%	3.5%
1 year	18.8%	4.9%	16.2%

WTM vs Sector: White Mountains Insurance Group, Ltd. has outperformed the "Financials" sector by 13.85% over the past year.

WTM vs Market: White Mountains Insurance Group, Ltd. has outperformed the market by 2.61% over the past year.

Stable price: WTM is not significantly more volatile than the rest of the market on "New York Stock Exchange" over the last 3 months, with typical variations of +/- 5% per week.

Long period: WTM with weekly volatility of 0.3613% over the past year.

3. Summary of the report

3.1. General

P/E: 21.48

P/S: 309.16

More data on WTM

3.2. Revenue

EPS	89.81
ROE	5.21%
ROA	2.48%
ROIC	0%
Ebitda margin	2389.24%

More data on WTM

5. Fundamental Analysis

5.1. Stock price and price forecast

The fair price is calculated taking into account the Central Bank refinancing rate and earnings per share (EPS)

Above fair price: The current price (2062.34 $) is higher than the fair price (1024.84 $).

Price is higher than fair: The current price (2062.34 $) is 50.3% higher than the fair price.

5.2. P/E

P/E vs Sector: The company's P/E (21.48) is lower than that of the sector as a whole (98.07).

P/E vs Market: The company's P/E (21.48) is lower than that of the market as a whole (73.05).

5.2.1 P/E Similar companies

5.3. P/BV

P/BV vs Sector: The company's P/BV (0.952) is lower than that of the sector as a whole (8.69).

P/BV vs Market: The company's P/BV (0.952) is lower than that of the market as a whole (20.45).

5.3.1 P/BV Similar companies

5.5. P/S

P/S vs Sector: The company's P/S indicator (309.16) is higher than that of the sector as a whole (19.51).

P/S vs Market: The company's P/S indicator (309.16) is higher than that of the market as a whole (30.65).

5.5.1 P/S Similar companies

5.5. EV/Ebitda

EV/Ebitda vs Sector: The company's EV/Ebitda (13.76) is lower than that of the sector as a whole (15.84).

EV/Ebitda vs Market: The company's EV/Ebitda (13.76) is lower than that of the market as a whole (36.12).

6. Profitability

6.1. Profitability and revenue

6.2. Earnings per share - EPS

6.3. Past profitability Net Income

Yield Trend: Negative and has fallen by -33.35% over the last 5 years.

Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-33.35%).

Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-83.92%).

6.4. ROE

ROE vs Sector: The company's ROE (5.21%) is lower than that of the sector as a whole (88.42%).

ROE vs Market: The company's ROE (5.21%) is lower than that of the market as a whole (51.58%).

6.6. ROA

ROA vs Sector: The company's ROA (2.48%) is lower than that of the sector as a whole (24.35%).

ROA vs Market: The company's ROA (2.48%) is lower than that of the market as a whole (11.19%).

6.6. ROIC

ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (193.21%).

ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (45.09%).

7. Finance

7.1. Assets and debt

Debt level: (5.67%) is quite low in relation to assets.

Debt reduction: over 5 years, the debt has decreased from 7.79% to 5.67%.

Excess of debt: The debt is not covered by net income, percentage 247.36%.

7.2. Profit growth and share price

8. Dividends

8.1. Dividend yield vs Market

Low yield: The dividend yield of the company 0.0541% is below the average for the sector '2.69%.

8.2. Stability and increase in payments

Dividend stability: The company's dividend yield 0.0541% has been steadily paid over the past 7 years, DSI=1.

Weak dividend growth: The company's dividend yield 0.0541% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.

8.3. Payout percentage

Dividend Coverage: Current payments from income (1.1%) are at an uncomfortable level.

Investing Port

White Mountains Insurance Group, Ltd.

Company Analysis White Mountains Insurance Group, Ltd.