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Company Analysis Velocity Financial, Inc.
1. Summary
Advantages
- Price (19.76 $) is less than fair price (21.57 $)
- The stock's return over the last year (18.39%) is higher than the sector average (3.71%).
Disadvantages
- Dividends (0%) are below the sector average (2.67%).
- Current debt level 87.91% has increased over 5 years from 82.26%.
- The company's current efficiency (ROE=14.4%) is lower than the sector average (ROE=87.82%)
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| Velocity Financial, Inc. | Financials | Index | |
|---|---|---|---|
| 7 days | -2.6% | -2.1% | -0.8% |
| 90 days | 0.8% | -3.9% | 3.6% |
| 1 year | 18.4% | 3.7% | 12.3% |
VEL vs Sector: Velocity Financial, Inc. has outperformed the "Financials" sector by 14.69% over the past year.
VEL vs Market: Velocity Financial, Inc. has outperformed the market by 6.05% over the past year.
Stable price: VEL is not significantly more volatile than the rest of the market on "New York Stock Exchange" over the last 3 months, with typical variations of +/- 5% per week.
Long period: VEL with weekly volatility of 0.35% over the past year.
3. Summary of the report
5. Fundamental Analysis
5.1. Stock price and price forecast
Below fair price: The current price (19.76 $) is lower than the fair price (21.57 $).
Price not significantly lower than the fair price: The current price (19.76 $) is slightly lower than the fair price by 9.2%.
5.2. P/E
P/E vs Sector: The company's P/E (10.22) is lower than that of the sector as a whole (97.11).
P/E vs Market: The company's P/E (10.22) is lower than that of the market as a whole (72.59).
5.2.1 P/E Similar companies
5.3. P/BV
P/BV vs Sector: The company's P/BV (1.34) is lower than that of the sector as a whole (8.59).
P/BV vs Market: The company's P/BV (1.34) is lower than that of the market as a whole (20.48).
5.3.1 P/BV Similar companies
5.5. P/S
P/S vs Sector: The company's P/S indicator (3.3) is lower than that of the sector as a whole (19.3).
P/S vs Market: The company's P/S indicator (3.3) is lower than that of the market as a whole (30.5).
5.5.1 P/S Similar companies
5.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (54.33) is higher than that of the sector as a whole (15.83).
EV/Ebitda vs Market: The company's EV/Ebitda (54.33) is higher than that of the market as a whole (36.26).
6. Profitability
6.1. Profitability and revenue
6.2. Earnings per share - EPS
6.3. Past profitability Net Income
Yield Trend: Rising and has grown by 26.86% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (26.86%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-68.98%).
6.4. ROE
ROE vs Sector: The company's ROE (14.4%) is lower than that of the sector as a whole (87.82%).
ROE vs Market: The company's ROE (14.4%) is lower than that of the market as a whole (50.38%).
6.6. ROA
ROA vs Sector: The company's ROA (1.38%) is lower than that of the sector as a whole (24.13%).
ROA vs Market: The company's ROA (1.38%) is lower than that of the market as a whole (11.29%).
6.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (193.18%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (45.25%).
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8. Dividends
8.1. Dividend yield vs Market
Low yield: The dividend yield of the company 0% is below the average for the sector '2.67%.
8.2. Stability and increase in payments
Unstable dividends: The company's dividend yield 0% has not been consistently paid over the past 7 years, DSI=0.
Weak dividend growth: The company's dividend yield 0% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
8.3. Payout percentage
Dividend Coverage: Current payments from income (2045.43%) are at an uncomfortable level.
Based on sources: porti.ru
