Company Analysis U.S. Bancorp
1. Summary
Advantages
- Dividends (4.49%) are higher than the sector average (2.73%).
- Current debt level 9.49% is below 100% and has decreased over 5 years from 12.9%.
Disadvantages
- Price (41.68 $) is higher than fair price (38.91 $)
- The stock's return over the last year (-4.12%) is lower than the sector average (25.29%).
- The company's current efficiency (ROE=9.82%) is lower than the sector average (ROE=10.99%)
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
17 february 02:45 Big bank CEOs to meet with lawmakers on solutions to debanking
18 november 16:15 Customers at major US banks hit with deposit delays
2.3. Market efficiency
| U.S. Bancorp | Financials | Index | |
|---|---|---|---|
| 7 days | -6.1% | -3.5% | -2.5% |
| 90 days | -18.4% | 10% | -7.5% |
| 1 year | -4.1% | 25.3% | 8.2% |
USB vs Sector: U.S. Bancorp has significantly underperformed the "Financials" sector by -29.41% over the past year.
USB vs Market: U.S. Bancorp has significantly underperformed the market by -12.31% over the past year.
Stable price: USB is not significantly more volatile than the rest of the market on "New York Stock Exchange" over the last 3 months, with typical variations of +/- 5% per week.
Long period: USB with weekly volatility of -0.0792% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (41.68 $) is higher than the fair price (38.91 $).
Price is higher than fair: The current price (41.68 $) is 6.6% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (12.37) is lower than that of the sector as a whole (63.4).
P/E vs Market: The company's P/E (12.37) is lower than that of the market as a whole (73.51).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (1.2) is lower than that of the sector as a whole (1.51).
P/BV vs Market: The company's P/BV (1.2) is lower than that of the market as a whole (22.32).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (2.4) is lower than that of the sector as a whole (3.65).
P/S vs Market: The company's P/S indicator (2.4) is lower than that of the market as a whole (15.92).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (8.77) is higher than that of the sector as a whole (-77.81).
EV/Ebitda vs Market: The company's EV/Ebitda (8.77) is lower than that of the market as a whole (22.62).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 1.89% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (1.89%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-71.87%).
5.4. ROE
ROE vs Sector: The company's ROE (9.82%) is lower than that of the sector as a whole (10.99%).
ROE vs Market: The company's ROE (9.82%) is lower than that of the market as a whole (25.01%).
5.5. ROA
ROA vs Sector: The company's ROA (0.8182%) is lower than that of the sector as a whole (3.23%).
ROA vs Market: The company's ROA (0.8182%) is lower than that of the market as a whole (6.62%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.17%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (9.31%).
7. Dividends
7.1. Dividend yield vs Market
High yield: The dividend yield of the company 4.49% is higher than the average for the sector '2.73%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 4.49% has been steadily paid over the past 7 years, DSI=1.
Dividend growth: Company's dividend yield 4.49% has been growing over the last 5 years. Growth over 13 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (60.99%) are at a comfortable level.
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