Company Analysis Silvergate Capital Corporation
1. Summary
Advantages
- Price (0.5 $) is less than fair price (0.5458 $)
Disadvantages
- Dividends (0%) are below the sector average (2.71%).
- The stock's return over the last year (0%) is lower than the sector average (28.8%).
- Current debt level 38.03% has increased over 5 years from 1.03%.
- The company's current efficiency (ROE=-84.8%) is lower than the sector average (ROE=10.75%)
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| Silvergate Capital Corporation | Financials | Index | |
|---|---|---|---|
| 7 days | 0% | 6.4% | -0.7% |
| 90 days | 0% | 5.6% | 6.3% |
| 1 year | 0% | 28.8% | 30.4% |
SI vs Sector: Silvergate Capital Corporation has significantly underperformed the "Financials" sector by -28.8% over the past year.
SI vs Market: Silvergate Capital Corporation has significantly underperformed the market by -30.37% over the past year.
Stable price: SI is not significantly more volatile than the rest of the market on "New York Stock Exchange" over the last 3 months, with typical variations of +/- 5% per week.
Long period: SI with weekly volatility of 0% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Below fair price: The current price (0.5 $) is lower than the fair price (0.5458 $).
Price not significantly lower than the fair price: The current price (0.5 $) is slightly lower than the fair price by 9.2%.
4.2. P/E
P/E vs Sector: The company's P/E (4.27) is lower than that of the sector as a whole (61.97).
P/E vs Market: The company's P/E (4.27) is lower than that of the market as a whole (47.35).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.8602) is lower than that of the sector as a whole (1.3).
P/BV vs Market: The company's P/BV (0.8602) is lower than that of the market as a whole (22.57).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (-0.5539) is lower than that of the sector as a whole (3.29).
P/S vs Market: The company's P/S indicator (-0.5539) is lower than that of the market as a whole (15.08).
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (-0.299) is higher than that of the sector as a whole (-85.16).
EV/Ebitda vs Market: The company's EV/Ebitda (-0.299) is lower than that of the market as a whole (22.75).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -770.32% over the last 5 years.
Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-770.32%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-61.45%).
5.4. ROE
ROE vs Sector: The company's ROE (-84.8%) is lower than that of the sector as a whole (10.75%).
ROE vs Market: The company's ROE (-84.8%) is lower than that of the market as a whole (16.86%).
5.5. ROA
ROA vs Sector: The company's ROA (-6.86%) is lower than that of the sector as a whole (3.87%).
ROA vs Market: The company's ROA (-6.86%) is lower than that of the market as a whole (6.56%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.17%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (9.31%).
7. Dividends
7.1. Dividend yield vs Market
Low yield: The dividend yield of the company 0% is below the average for the sector '2.71%.
7.2. Stability and increase in payments
Unstable dividends: The company's dividend yield 0% has not been consistently paid over the past 7 years, DSI=0.
Weak dividend growth: The company's dividend yield 0% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (12.59%) are at an uncomfortable level.
8. Insider trades
8.1. Insider trading
Insider Buying Exceeds insider sales by 100% over the last 3 months.
8.2. Latest transactions
| Transaction date | Insider | Type | Price | Volume | Quantity |
|---|---|---|---|---|---|
| 26.02.2023 | Fraher Kathleen Chief Risk Officer |
Purchase | 13.91 | 4 076 | 293 |
| 22.02.2023 | Fraher Kathleen Chief Risk Officer |
Purchase | 14.32 | 7 533 | 526 |
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