Company Analysis OppFi Inc.
1. Summary
Advantages
- Dividends (4.36%) are higher than the sector average (0.935%).
- The stock's return over the last year (160.21%) is higher than the sector average (5.52%).
- Current debt level 51.79% is below 100% and has decreased over 5 years from 78.12%.
- The company's current efficiency (ROE=33.59%) is higher than the sector average (ROE=15.56%)
Disadvantages
- Price (12.36 $) is higher than fair price (2.37 $)
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| OppFi Inc. | Technology | Index | |
|---|---|---|---|
| 7 days | -12.8% | -11.1% | -0.6% |
| 90 days | 42.7% | -6.6% | 5.7% |
| 1 year | 160.2% | 5.5% | 9% |
OPFI vs Sector: OppFi Inc. has outperformed the "Technology" sector by 154.69% over the past year.
OPFI vs Market: OppFi Inc. has outperformed the market by 151.24% over the past year.
Stable price: OPFI is not significantly more volatile than the rest of the market on "New York Stock Exchange" over the last 3 months, with typical variations of +/- 5% per week.
Long period: OPFI with weekly volatility of 3.08% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (12.36 $) is higher than the fair price (2.37 $).
Price is higher than fair: The current price (12.36 $) is 80.8% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (21.26) is lower than that of the sector as a whole (243.51).
P/E vs Market: The company's P/E (21.26) is lower than that of the market as a whole (61.83).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.6589) is lower than that of the sector as a whole (8.14).
P/BV vs Market: The company's P/BV (0.6589) is lower than that of the market as a whole (20.82).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (0.2934) is lower than that of the sector as a whole (7.88).
P/S vs Market: The company's P/S indicator (0.2934) is lower than that of the market as a whole (16).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (1.38) is lower than that of the sector as a whole (47.77).
EV/Ebitda vs Market: The company's EV/Ebitda (1.38) is lower than that of the market as a whole (27.04).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -18.14% over the last 5 years.
Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-18.14%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-15.73%).
5.4. ROE
ROE vs Sector: The company's ROE (33.59%) is higher than that of the sector as a whole (15.56%).
ROE vs Market: The company's ROE (33.59%) is lower than that of the market as a whole (43%).
5.5. ROA
ROA vs Sector: The company's ROA (1.17%) is lower than that of the sector as a whole (5.19%).
ROA vs Market: The company's ROA (1.17%) is lower than that of the market as a whole (23.28%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (18.39%) is higher than that of the sector as a whole (1.41%).
ROIC vs Market: The company's ROIC (18.39%) is higher than that of the market as a whole (9.2%).
7. Dividends
7.1. Dividend yield vs Market
High yield: The dividend yield of the company 4.36% is higher than the average for the sector '0.935%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 4.36% has been steadily paid over the past 7 years, DSI=1.
Weak dividend growth: The company's dividend yield 4.36% has been growing weakly or stagnant over the past 5 years. Growth over only 2 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (32.71%) are at a comfortable level.
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