Company Analysis OppFi Inc.
1. Summary
Advantages
- The stock's return over the last year (132.74%) is higher than the sector average (-28.23%).
Disadvantages
- Price (5.19 $) is higher than fair price (0.3178 $)
- Dividends (0%) are below the sector average (0.9394%).
- Current debt level 55.78% has increased over 5 years from 0%.
- The company's current efficiency (ROE=-9.63%) is lower than the sector average (ROE=44.16%)
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| OppFi Inc. | Technology | Index | |
|---|---|---|---|
| 7 days | 4.6% | -2.2% | 0.5% |
| 90 days | 28.5% | -40.9% | 10.6% |
| 1 year | 132.7% | -28.2% | 32.7% |
OPFI vs Sector: OppFi Inc. has outperformed the "Technology" sector by 160.96% over the past year.
OPFI vs Market: OppFi Inc. has outperformed the market by 100.08% over the past year.
Stable price: OPFI is not significantly more volatile than the rest of the market on "New York Stock Exchange" over the last 3 months, with typical variations of +/- 5% per week.
Long period: OPFI with weekly volatility of 2.55% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (5.19 $) is higher than the fair price (0.3178 $).
Price is higher than fair: The current price (5.19 $) is 93.9% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (51.46) is lower than that of the sector as a whole (100.6).
P/E vs Market: The company's P/E (51.46) is higher than that of the market as a whole (47.41).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.4199) is lower than that of the sector as a whole (12.19).
P/BV vs Market: The company's P/BV (0.4199) is lower than that of the market as a whole (22.54).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (0.2982) is lower than that of the sector as a whole (7).
P/S vs Market: The company's P/S indicator (0.2982) is lower than that of the market as a whole (15.1).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (3.47) is lower than that of the sector as a whole (89.15).
EV/Ebitda vs Market: The company's EV/Ebitda (3.47) is lower than that of the market as a whole (22.02).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -20.61% over the last 5 years.
Accelerating profitability: The return for the last year (-0.0001%) exceeds the average return for 5 years (-20.61%).
Profitability vs Sector: The return for the last year (-0.0001%) exceeds the return for the sector (-19.22%).
5.4. ROE
ROE vs Sector: The company's ROE (-9.63%) is lower than that of the sector as a whole (44.16%).
ROE vs Market: The company's ROE (-9.63%) is lower than that of the market as a whole (16.9%).
5.5. ROA
ROA vs Sector: The company's ROA (-0.1671%) is lower than that of the sector as a whole (3.94%).
ROA vs Market: The company's ROA (-0.1671%) is lower than that of the market as a whole (6.57%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (18.39%) is higher than that of the sector as a whole (1.18%).
ROIC vs Market: The company's ROIC (18.39%) is higher than that of the market as a whole (9.31%).
7. Dividends
7.1. Dividend yield vs Market
Low yield: The dividend yield of the company 0% is below the average for the sector '0.9394%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 0% has been steadily paid over the past 7 years, DSI=1.
Weak dividend growth: The company's dividend yield 0% has been growing weakly or stagnant over the past 5 years. Growth over only 1 year.
7.3. Payout percentage
Dividend Coverage: Current payments from income (132.96%) are at an uncomfortable level.
8. Insider trades
8.1. Insider trading
Insider Buying Exceeds insider sales by 100% over the last 3 months.
8.2. Latest transactions
| Transaction date | Insider | Type | Price | Volume | Quantity |
|---|---|---|---|---|---|
| 02.06.2023 | SCHWARTZ THEODORE G Director |
Purchase | 2.1 | 6 726 | 3 203 |
| 02.06.2023 | Schwartz Todd G. Chief Executive Officer |
Purchase | 2.1 | 6 726 | 3 203 |
| 01.06.2023 | SCHWARTZ THEODORE G Director |
Purchase | 2.1 | 7 543 | 3 592 |
| 22.05.2023 | Schwartz Todd G. Chief Executive Officer |
Purchase | 2.18 | 8 035 | 3 686 |
| 19.05.2023 | Schwartz Todd G. Chief Executive Officer |
Purchase | 2.21 | 5 456 | 2 469 |
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