Company Analysis Nu Holdings Ltd.
1. Summary
Advantages
- Current debt level 3.47% is below 100% and has decreased over 5 years from 4.49%.
- The company's current efficiency (ROE=28.07%) is higher than the sector average (ROE=5.84%)
Disadvantages
- Price (11.99 $) is higher than fair price (8.05 $)
- Dividends (0%) are below the sector average (1.48%).
- The stock's return over the last year (2.22%) is lower than the sector average (27.31%).
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| Nu Holdings Ltd. | High Tech | Index | |
|---|---|---|---|
| 7 days | -8.5% | -2.7% | 1.6% |
| 90 days | 8.8% | 7.5% | 4.7% |
| 1 year | 2.2% | 27.3% | 12.2% |
NU vs Sector: Nu Holdings Ltd. has significantly underperformed the "High Tech" sector by -25.1% over the past year.
NU vs Market: Nu Holdings Ltd. has significantly underperformed the market by -10% over the past year.
Stable price: NU is not significantly more volatile than the rest of the market on "New York Stock Exchange" over the last 3 months, with typical variations of +/- 5% per week.
Long period: NU with weekly volatility of 0.0426% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (11.99 $) is higher than the fair price (8.05 $).
Price is higher than fair: The current price (11.99 $) is 32.9% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (25.68) is lower than that of the sector as a whole (61.83).
P/E vs Market: The company's P/E (25.68) is lower than that of the market as a whole (62.2).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (6.62) is higher than that of the sector as a whole (6.41).
P/BV vs Market: The company's P/BV (6.62) is lower than that of the market as a whole (20.84).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (4.4) is higher than that of the sector as a whole (3.7).
P/S vs Market: The company's P/S indicator (4.4) is lower than that of the market as a whole (16.02).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (15.04) is lower than that of the sector as a whole (19.34).
EV/Ebitda vs Market: The company's EV/Ebitda (15.04) is lower than that of the market as a whole (27.16).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -250.66% over the last 5 years.
Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-250.66%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-785.98%).
5.4. ROE
ROE vs Sector: The company's ROE (28.07%) is higher than that of the sector as a whole (5.84%).
ROE vs Market: The company's ROE (28.07%) is lower than that of the market as a whole (43.08%).
5.5. ROA
ROA vs Sector: The company's ROA (4.23%) is higher than that of the sector as a whole (0.2911%).
ROA vs Market: The company's ROA (4.23%) is lower than that of the market as a whole (23.27%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is higher than that of the sector as a whole (-10.19%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (9.29%).
7. Dividends
7.1. Dividend yield vs Market
Low yield: The dividend yield of the company 0% is below the average for the sector '1.48%.
7.2. Stability and increase in payments
Unstable dividends: The company's dividend yield 0% has not been consistently paid over the past 7 years, DSI=0.
Weak dividend growth: The company's dividend yield 0% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (0%) are at an uncomfortable level.
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