MAX
Company Analysis Mastercard
1. Summary
Advantages
- The company's current efficiency (ROE=191.95%) is higher than the sector average (ROE=87.8%)
Disadvantages
- Price (527.46 $) is higher than fair price (222.95 $)
- Dividends (0.53%) are below the sector average (2.69%).
- The stock's return over the last year (-8.41%) is lower than the sector average (1.06%).
- Current debt level 37.91% has increased over 5 years from 37.73%.
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| Mastercard | Financials | Index | |
|---|---|---|---|
| 7 days | -3.9% | 11% | -0.6% |
| 90 days | -2.1% | -3.4% | 2.7% |
| 1 year | -8.4% | 1.1% | 12.7% |
MA vs Sector: Mastercard has significantly underperformed the "Financials" sector by -9.48% over the past year.
MA vs Market: Mastercard has significantly underperformed the market by -21.12% over the past year.
Stable price: MA is not significantly more volatile than the rest of the market on "New York Stock Exchange" over the last 3 months, with typical variations of +/- 5% per week.
Long period: MA with weekly volatility of -0.16% over the past year.
3. Summary of the report
5. Fundamental Analysis
5.1. Stock price and price forecast
Above fair price: The current price (527.46 $) is higher than the fair price (222.95 $).
Price is higher than fair: The current price (527.46 $) is 57.7% higher than the fair price.
5.2. P/E
P/E vs Sector: The company's P/E (37.84) is lower than that of the sector as a whole (97.11).
P/E vs Market: The company's P/E (37.84) is lower than that of the market as a whole (72.6).
5.2.1 P/E Similar companies
5.3. P/BV
P/BV vs Sector: The company's P/BV (74.78) is higher than that of the sector as a whole (8.59).
P/BV vs Market: The company's P/BV (74.78) is higher than that of the market as a whole (20.49).
5.3.1 P/BV Similar companies
5.5. P/S
P/S vs Sector: The company's P/S indicator (17.3) is lower than that of the sector as a whole (19.3).
P/S vs Market: The company's P/S indicator (17.3) is lower than that of the market as a whole (30.53).
5.5.1 P/S Similar companies
5.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (29.59) is higher than that of the sector as a whole (15.91).
EV/Ebitda vs Market: The company's EV/Ebitda (29.59) is lower than that of the market as a whole (36.3).
6. Profitability
6.1. Profitability and revenue
6.2. Earnings per share - EPS
6.3. Past profitability Net Income
Yield Trend: Rising and has grown by 9.63% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (9.63%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-70.21%).
6.4. ROE
ROE vs Sector: The company's ROE (191.95%) is higher than that of the sector as a whole (87.8%).
ROE vs Market: The company's ROE (191.95%) is higher than that of the market as a whole (50.26%).
6.6. ROA
ROA vs Sector: The company's ROA (28.44%) is higher than that of the sector as a whole (24.13%).
ROA vs Market: The company's ROA (28.44%) is higher than that of the market as a whole (11.27%).
6.6. ROIC
ROIC vs Sector: The company's ROIC (47.13%) is lower than that of the sector as a whole (193.18%).
ROIC vs Market: The company's ROIC (47.13%) is higher than that of the market as a whole (45.27%).
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8. Dividends
8.1. Dividend yield vs Market
Low yield: The dividend yield of the company 0.53% is below the average for the sector '2.69%.
8.2. Stability and increase in payments
Dividend stability: The company's dividend yield 0.53% has been steadily paid over the past 7 years, DSI=1.
Dividend growth: Company's dividend yield 0.53% has been growing over the last 5 years. Growth over 13 years.
8.3. Payout percentage
Dividend Coverage: Current payments from income (19.02%) are at an uncomfortable level.
9. Insider trades
9.1. Insider trading
Insider Buying Exceeds insider sales by 100% over the last 3 months.
9.2. Latest transactions
| Transaction date | Insider | Type | Price | Volume | Quantity |
|---|---|---|---|---|---|
| 02.09.2025 | SACHIN J. MEHRA Chief Financial Officer |
Sale | 591 | 10 202 400 | 17 263 |
| 02.09.2025 | SACHIN J. MEHRA Chief Financial Officer |
Purchase | 308.14 | 5 319 420 | 17 263 |
| 07.07.2025 | JULIUS GENACHOWSKI Director |
Purchase | 569.24 | 177 603 | 312 |
| 24.06.2025 | Kirkpatrick Linda Pistecchia President, Americas |
Sale | 560 | 536 480 | 958 |
| 12.06.2025 | CRAIG VOSBURG Officer |
Purchase | 590.74 | 5 569 500 | 9 428 |
Based on sources: porti.ru
