Company Analysis Guaranty Bancshares, Inc.
1. Summary
Advantages
- Dividends (2.92%) are higher than the sector average (2.71%).
Disadvantages
- Price (35.46 $) is higher than fair price (29.59 $)
- The stock's return over the last year (26.1%) is lower than the sector average (27.69%).
- Current debt level 5.97% has increased over 5 years from 5.63%.
- The company's current efficiency (ROE=9.9%) is lower than the sector average (ROE=10.76%)
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| Guaranty Bancshares, Inc. | Financials | Index | |
|---|---|---|---|
| 7 days | 7.8% | 0% | -0.2% |
| 90 days | 6% | -0.4% | 11% |
| 1 year | 26.1% | 27.7% | 31.2% |
GNTY vs Sector: Guaranty Bancshares, Inc. has slightly underperformed the "Financials" sector by -1.58% over the past year.
GNTY vs Market: Guaranty Bancshares, Inc. has significantly underperformed the market by -5.11% over the past year.
Stable price: GNTY is not significantly more volatile than the rest of the market on "New York Stock Exchange" over the last 3 months, with typical variations of +/- 5% per week.
Long period: GNTY with weekly volatility of 0.502% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (35.46 $) is higher than the fair price (29.59 $).
Price is higher than fair: The current price (35.46 $) is 16.6% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (13.01) is lower than that of the sector as a whole (61.97).
P/E vs Market: The company's P/E (13.01) is lower than that of the market as a whole (47.41).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (1.29) is lower than that of the sector as a whole (1.3).
P/BV vs Market: The company's P/BV (1.29) is lower than that of the market as a whole (22.54).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (3.35) is higher than that of the sector as a whole (3.31).
P/S vs Market: The company's P/S indicator (3.35) is lower than that of the market as a whole (15.1).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (12.59) is higher than that of the sector as a whole (-89.78).
EV/Ebitda vs Market: The company's EV/Ebitda (12.59) is lower than that of the market as a whole (22.02).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 2.84% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (2.84%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-61.13%).
5.4. ROE
ROE vs Sector: The company's ROE (9.9%) is lower than that of the sector as a whole (10.76%).
ROE vs Market: The company's ROE (9.9%) is lower than that of the market as a whole (16.9%).
5.5. ROA
ROA vs Sector: The company's ROA (0.9431%) is lower than that of the sector as a whole (3.86%).
ROA vs Market: The company's ROA (0.9431%) is lower than that of the market as a whole (6.57%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.17%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (9.31%).
7. Dividends
7.1. Dividend yield vs Market
High yield: The dividend yield of the company 2.92% is higher than the average for the sector '2.71%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 2.92% has been steadily paid over the past 7 years, DSI=0.86.
Weak dividend growth: The company's dividend yield 2.92% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (35.61%) are at a comfortable level.
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