Company Analysis Flagstar Bancorp, Inc.
1. Summary
Advantages
- Price (37.54 $) is less than fair price (41.12 $)
- Current debt level 19.03% is below 100% and has decreased over 5 years from 22.82%.
Disadvantages
- Dividends (0%) are below the sector average (2.69%).
- The stock's return over the last year (0%) is lower than the sector average (25.58%).
- The company's current efficiency (ROE=10.16%) is lower than the sector average (ROE=10.97%)
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| Flagstar Bancorp, Inc. | Financials | Index | |
|---|---|---|---|
| 7 days | 0% | -5.7% | -1.5% |
| 90 days | 0% | 0.8% | -0.4% |
| 1 year | 0% | 25.6% | 22.5% |
FBC vs Sector: Flagstar Bancorp, Inc. has significantly underperformed the "Financials" sector by -25.58% over the past year.
FBC vs Market: Flagstar Bancorp, Inc. has significantly underperformed the market by -22.54% over the past year.
Stable price: FBC is not significantly more volatile than the rest of the market on "New York Stock Exchange" over the last 3 months, with typical variations of +/- 5% per week.
Long period: FBC with weekly volatility of 0% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Below fair price: The current price (37.54 $) is lower than the fair price (41.12 $).
Price not significantly lower than the fair price: The current price (37.54 $) is slightly lower than the fair price by 9.5%.
4.2. P/E
P/E vs Sector: The company's P/E (7.46) is lower than that of the sector as a whole (62.87).
P/E vs Market: The company's P/E (7.46) is lower than that of the market as a whole (47.37).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.77) is lower than that of the sector as a whole (1.43).
P/BV vs Market: The company's P/BV (0.77) is lower than that of the market as a whole (22.69).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (1.72) is lower than that of the sector as a whole (3.49).
P/S vs Market: The company's P/S indicator (1.72) is lower than that of the market as a whole (15.16).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (10.19) is higher than that of the sector as a whole (-115.29).
EV/Ebitda vs Market: The company's EV/Ebitda (10.19) is lower than that of the market as a whole (17.77).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -9.93% over the last 5 years.
Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-9.93%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-83.56%).
5.4. ROE
ROE vs Sector: The company's ROE (10.16%) is lower than that of the sector as a whole (10.97%).
ROE vs Market: The company's ROE (10.16%) is lower than that of the market as a whole (17.14%).
5.5. ROA
ROA vs Sector: The company's ROA (1.06%) is lower than that of the sector as a whole (3.21%).
ROA vs Market: The company's ROA (1.06%) is lower than that of the market as a whole (6.51%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.17%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (9.31%).
7. Dividends
7.1. Dividend yield vs Market
Low yield: The dividend yield of the company 0% is below the average for the sector '2.69%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 0% has been steadily paid over the past 7 years, DSI=0.86.
Weak dividend growth: The company's dividend yield 0% has been growing weakly or stagnant over the past 5 years. Growth over only 4 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (4.8%) are at an uncomfortable level.
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