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Company Analysis Essent Group Ltd.
1. Summary
Advantages
- Price (63.04 $) is less than fair price (66.44 $)
- The stock's return over the last year (15.18%) is higher than the sector average (0.5455%).
Disadvantages
- Dividends (1.93%) are below the sector average (2.72%).
- Current debt level 6.95% has increased over 5 years from 5.79%.
- The company's current efficiency (ROE=13.63%) is lower than the sector average (ROE=89.52%)
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| Essent Group Ltd. | Financials | Index | |
|---|---|---|---|
| 7 days | -1.3% | 0% | 2% |
| 90 days | 3.2% | -2.9% | 9.8% |
| 1 year | 15.2% | 0.5% | 17.3% |
ESNT vs Sector: Essent Group Ltd. has outperformed the "Financials" sector by 14.64% over the past year.
ESNT vs Market: Essent Group Ltd. has underperformed the market marginally by -2.13% over the past year.
Stable price: ESNT is not significantly more volatile than the rest of the market on "New York Stock Exchange" over the last 3 months, with typical variations of +/- 5% per week.
Long period: ESNT with weekly volatility of 0.292% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Below fair price: The current price (63.04 $) is lower than the fair price (66.44 $).
Price not significantly lower than the fair price: The current price (63.04 $) is slightly lower than the fair price by 5.4%.
4.2. P/E
P/E vs Sector: The company's P/E (7.91) is lower than that of the sector as a whole (53.39).
P/E vs Market: The company's P/E (7.91) is lower than that of the market as a whole (50.97).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (1.03) is lower than that of the sector as a whole (2.67).
P/BV vs Market: The company's P/BV (1.03) is lower than that of the market as a whole (18.11).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (4.55) is lower than that of the sector as a whole (6.32).
P/S vs Market: The company's P/S indicator (4.55) is lower than that of the market as a whole (27.96).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (6.84) is lower than that of the sector as a whole (15.47).
EV/Ebitda vs Market: The company's EV/Ebitda (6.84) is lower than that of the market as a whole (39.19).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 15.32% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (15.32%).
Profitability vs Sector: The return for the last year (0%) is lower than the return for the sector (28.78%).
5.4. ROE
ROE vs Sector: The company's ROE (13.63%) is lower than that of the sector as a whole (89.52%).
ROE vs Market: The company's ROE (13.63%) is lower than that of the market as a whole (34.58%).
5.5. ROA
ROA vs Sector: The company's ROA (10.78%) is lower than that of the sector as a whole (24.69%).
ROA vs Market: The company's ROA (10.78%) is lower than that of the market as a whole (11.54%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (7.05%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (10.02%).
7. Dividends
7.1. Dividend yield vs Market
Low yield: The dividend yield of the company 1.93% is below the average for the sector '2.72%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 1.93% has been steadily paid over the past 7 years, DSI=1.
Dividend growth: Company's dividend yield 1.93% has been growing over the last 5 years. Growth over 6 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (16.18%) are at an uncomfortable level.
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