MAX
Company Analysis Elevate Credit, Inc.
1. Summary
Advantages
- Price (1.87 $) is less than fair price (2.01 $)
Disadvantages
- Dividends (0%) are below the sector average (2.69%).
- The stock's return over the last year (0%) is lower than the sector average (1.3%).
- Current debt level 73.21% has increased over 5 years from 65.47%.
- The company's current efficiency (ROE=-48.73%) is lower than the sector average (ROE=87.81%)
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| Elevate Credit, Inc. | Financials | Index | |
|---|---|---|---|
| 7 days | 0% | 9.6% | -2.3% |
| 90 days | 0% | 0.6% | -1.7% |
| 1 year | 0% | 1.3% | 12.6% |
ELVT vs Sector: Elevate Credit, Inc. has slightly underperformed the "Financials" sector by -1.3% over the past year.
ELVT vs Market: Elevate Credit, Inc. has significantly underperformed the market by -12.62% over the past year.
Stable price: ELVT is not significantly more volatile than the rest of the market on "New York Stock Exchange" over the last 3 months, with typical variations of +/- 5% per week.
Long period: ELVT with weekly volatility of 0% over the past year.
3. Summary of the report
5. Fundamental Analysis
5.1. Stock price and price forecast
Below fair price: The current price (1.87 $) is lower than the fair price (2.01 $).
Price not significantly lower than the fair price: The current price (1.87 $) is slightly lower than the fair price by 7.5%.
5.2. P/E
P/E vs Sector: The company's P/E (-0.86) is lower than that of the sector as a whole (97.74).
P/E vs Market: The company's P/E (-0.86) is lower than that of the market as a whole (63.45).
5.3. P/BV
P/BV vs Sector: The company's P/BV (0.34) is lower than that of the sector as a whole (8.6).
P/BV vs Market: The company's P/BV (0.34) is lower than that of the market as a whole (20.5).
5.3.1 P/BV Similar companies
5.5. P/S
P/S vs Sector: The company's P/S indicator (0.12) is lower than that of the sector as a whole (19.19).
P/S vs Market: The company's P/S indicator (0.12) is lower than that of the market as a whole (30.53).
5.5.1 P/S Similar companies
5.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (11.25) is lower than that of the sector as a whole (14.81).
EV/Ebitda vs Market: The company's EV/Ebitda (11.25) is lower than that of the market as a whole (35.95).
6. Profitability
6.1. Profitability and revenue
6.2. Earnings per share - EPS
6.3. Past profitability Net Income
Yield Trend: Rising and has grown by 19.88% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (19.88%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-55.5%).
6.4. ROE
ROE vs Sector: The company's ROE (-48.73%) is lower than that of the sector as a whole (87.81%).
ROE vs Market: The company's ROE (-48.73%) is lower than that of the market as a whole (49.98%).
6.6. ROA
ROA vs Sector: The company's ROA (-9.04%) is lower than that of the sector as a whole (24.13%).
ROA vs Market: The company's ROA (-9.04%) is lower than that of the market as a whole (11.81%).
6.6. ROIC
ROIC vs Sector: The company's ROIC (-4.41%) is lower than that of the sector as a whole (193.18%).
ROIC vs Market: The company's ROIC (-4.41%) is lower than that of the market as a whole (45.19%).
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8. Dividends
8.1. Dividend yield vs Market
Low yield: The dividend yield of the company 0% is below the average for the sector '2.69%.
8.2. Stability and increase in payments
Unstable dividends: The company's dividend yield 0% has not been consistently paid over the past 7 years, DSI=0.
Weak dividend growth: The company's dividend yield 0% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
8.3. Payout percentage
Dividend Coverage: Current payments from income (0%) are at an uncomfortable level.
Based on sources: porti.ru
