Company Analysis Credicorp Ltd.
1. Summary
Advantages
- Price (180.8 $) is less than fair price (203.21 $)
- The stock's return over the last year (42.24%) is higher than the sector average (24.75%).
- Current debt level 11.2% is below 100% and has decreased over 5 years from 13.15%.
- The company's current efficiency (ROE=14.99%) is higher than the sector average (ROE=10.76%)
Disadvantages
- Dividends (0.5354%) are below the sector average (2.71%).
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| Credicorp Ltd. | Financials | Index | |
|---|---|---|---|
| 7 days | -1.7% | 2.5% | 0.6% |
| 90 days | 5.7% | 0.5% | 7% |
| 1 year | 42.2% | 24.7% | 31.9% |
BAP vs Sector: Credicorp Ltd. has outperformed the "Financials" sector by 17.49% over the past year.
BAP vs Market: Credicorp Ltd. has outperformed the market by 10.35% over the past year.
Stable price: BAP is not significantly more volatile than the rest of the market on "New York Stock Exchange" over the last 3 months, with typical variations of +/- 5% per week.
Long period: BAP with weekly volatility of 0.8123% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Below fair price: The current price (180.8 $) is lower than the fair price (203.21 $).
Price not significantly lower than the fair price: The current price (180.8 $) is slightly lower than the fair price by 12.4%.
4.2. P/E
P/E vs Sector: The company's P/E (2.48) is lower than that of the sector as a whole (61.97).
P/E vs Market: The company's P/E (2.48) is lower than that of the market as a whole (47.41).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.3646) is lower than that of the sector as a whole (1.3).
P/BV vs Market: The company's P/BV (0.3646) is lower than that of the market as a whole (22.54).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (0.6179) is lower than that of the sector as a whole (3.31).
P/S vs Market: The company's P/S indicator (0.6179) is lower than that of the market as a whole (15.1).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (-15.79) is higher than that of the sector as a whole (-89.78).
EV/Ebitda vs Market: The company's EV/Ebitda (-15.79) is lower than that of the market as a whole (22.02).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 2.81% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (2.81%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-61.45%).
5.4. ROE
ROE vs Sector: The company's ROE (14.99%) is higher than that of the sector as a whole (10.76%).
ROE vs Market: The company's ROE (14.99%) is lower than that of the market as a whole (16.9%).
5.5. ROA
ROA vs Sector: The company's ROA (2.04%) is lower than that of the sector as a whole (3.86%).
ROA vs Market: The company's ROA (2.04%) is lower than that of the market as a whole (6.57%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.17%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (9.31%).
7. Dividends
7.1. Dividend yield vs Market
Low yield: The dividend yield of the company 0.5354% is below the average for the sector '2.71%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 0.5354% has been steadily paid over the past 7 years, DSI=0.86.
Weak dividend growth: The company's dividend yield 0.5354% has been growing weakly or stagnant over the past 5 years. Growth over only 2 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (40.98%) are at a comfortable level.
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