Company Analysis Banc of California, Inc.
1. Summary
Advantages
- Current debt level 6.96% is below 100% and has decreased over 5 years from 17.78%.
Disadvantages
- Price (13.64 $) is higher than fair price (10.82 $)
- Dividends (2.69%) are below the sector average (2.97%).
- The stock's return over the last year (-5.67%) is lower than the sector average (13.94%).
- The company's current efficiency (ROE=3.68%) is lower than the sector average (ROE=16.53%)
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| Banc of California, Inc. | Financials | Index | |
|---|---|---|---|
| 7 days | -2.4% | -5.5% | -0.6% |
| 90 days | 12.7% | 0% | 5.7% |
| 1 year | -5.7% | 13.9% | 9% |
BANC vs Sector: Banc of California, Inc. has significantly underperformed the "Financials" sector by -19.61% over the past year.
BANC vs Market: Banc of California, Inc. has significantly underperformed the market by -14.64% over the past year.
Stable price: BANC is not significantly more volatile than the rest of the market on "New York Stock Exchange" over the last 3 months, with typical variations of +/- 5% per week.
Long period: BANC with weekly volatility of -0.1091% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (13.64 $) is higher than the fair price (10.82 $).
Price is higher than fair: The current price (13.64 $) is 20.7% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (20.7) is lower than that of the sector as a whole (63.37).
P/E vs Market: The company's P/E (20.7) is lower than that of the market as a whole (61.83).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.7504) is lower than that of the sector as a whole (2.7).
P/BV vs Market: The company's P/BV (0.7504) is lower than that of the market as a whole (20.82).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (1.45) is lower than that of the sector as a whole (4.12).
P/S vs Market: The company's P/S indicator (1.45) is lower than that of the market as a whole (16).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (-4.72) is higher than that of the sector as a whole (-69.15).
EV/Ebitda vs Market: The company's EV/Ebitda (-4.72) is lower than that of the market as a whole (27.04).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 181.83% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (181.83%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-52.19%).
5.4. ROE
ROE vs Sector: The company's ROE (3.68%) is lower than that of the sector as a whole (16.53%).
ROE vs Market: The company's ROE (3.68%) is lower than that of the market as a whole (43%).
5.5. ROA
ROA vs Sector: The company's ROA (0.3521%) is lower than that of the sector as a whole (3.56%).
ROA vs Market: The company's ROA (0.3521%) is lower than that of the market as a whole (23.28%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.17%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (9.2%).
7. Dividends
7.1. Dividend yield vs Market
Low yield: The dividend yield of the company 2.69% is below the average for the sector '2.97%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 2.69% has been steadily paid over the past 7 years, DSI=0.93.
Weak dividend growth: The company's dividend yield 2.69% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (85.18%) are at a comfortable level.
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