Company Analysis Ujjivan Financial Services Limited
1. Summary
Advantages
- Price (589.5 βΉ) is less than fair price (765.94 βΉ)
- The stock's return over the last year (23%) is higher than the sector average (-2.41%).
- The company's current efficiency (ROE=27.63%) is higher than the sector average (ROE=16.24%)
Disadvantages
- Dividends (0%) are below the sector average (1.21%).
- Current debt level 86.73% has increased over 5 years from 47.27%.
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| Ujjivan Financial Services Limited | Financials | Index | |
|---|---|---|---|
| 7 days | 0.3% | -13% | 0.7% |
| 90 days | 0.3% | -22.8% | -1.6% |
| 1 year | 23% | -2.4% | 6.1% |
UJJIVAN vs Sector: Ujjivan Financial Services Limited has outperformed the "Financials" sector by 25.41% over the past year.
UJJIVAN vs Market: Ujjivan Financial Services Limited has outperformed the market by 16.94% over the past year.
Stable price: UJJIVAN is not significantly more volatile than the rest of the market on "National Stock Exchange Of India" over the last 3 months, with typical variations of +/- 5% per week.
Long period: UJJIVAN with weekly volatility of 0.4422% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Below fair price: The current price (589.5 βΉ) is lower than the fair price (765.94 βΉ).
Price significantly below the fair price: The current price (589.5 βΉ) is 29.9% lower than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (3.24) is lower than that of the sector as a whole (59.9).
P/E vs Market: The company's P/E (3.24) is lower than that of the market as a whole (64.71).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.6796) is lower than that of the sector as a whole (3.39).
P/BV vs Market: The company's P/BV (0.6796) is lower than that of the market as a whole (6.38).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (0.7234) is lower than that of the sector as a whole (10.09).
P/S vs Market: The company's P/S indicator (0.7234) is lower than that of the market as a whole (18.8).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (2.19) is lower than that of the sector as a whole (119.71).
EV/Ebitda vs Market: The company's EV/Ebitda (2.19) is lower than that of the market as a whole (34.47).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 43.11% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (43.11%).
Profitability vs Sector: The return for the last year (0%) is lower than the return for the sector (0.451%).
5.4. ROE
ROE vs Sector: The company's ROE (27.63%) is higher than that of the sector as a whole (16.24%).
ROE vs Market: The company's ROE (27.63%) is higher than that of the market as a whole (3.6%).
5.5. ROA
ROA vs Sector: The company's ROA (2.51%) is lower than that of the sector as a whole (4.56%).
ROA vs Market: The company's ROA (2.51%) is lower than that of the market as a whole (7.91%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (10.28%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (15.54%).
7. Dividends
7.1. Dividend yield vs Market
Low yield: The dividend yield of the company 0% is below the average for the sector '1.21%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 0% has been steadily paid over the past 7 years, DSI=0.71.
Weak dividend growth: The company's dividend yield 0% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (12.4%) are at an uncomfortable level.
Pay for your subscription
More functionality and data for company and portfolio analysis is available by subscription
