Company Analysis Bajaj Finance Limited
1. Summary
Advantages
- The company's current efficiency (ROE=22.05%) is higher than the sector average (ROE=16.25%)
Disadvantages
- Price (7590.35 βΉ) is higher than fair price (3307.99 βΉ)
- Dividends (0.5%) are below the sector average (1.18%).
- The stock's return over the last year (-8.3%) is lower than the sector average (11.25%).
- Current debt level 62.06% has increased over 5 years from 59.87%.
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| Bajaj Finance Limited | Financials | Index | |
|---|---|---|---|
| 7 days | -0.5% | -3.4% | 0.2% |
| 90 days | -12.1% | -16.2% | -6.6% |
| 1 year | -8.3% | 11.3% | 9.2% |
BAJFINANCE vs Sector: Bajaj Finance Limited has significantly underperformed the "Financials" sector by -19.55% over the past year.
BAJFINANCE vs Market: Bajaj Finance Limited has significantly underperformed the market by -17.54% over the past year.
Stable price: BAJFINANCE is not significantly more volatile than the rest of the market on "National Stock Exchange Of India" over the last 3 months, with typical variations of +/- 5% per week.
Long period: BAJFINANCE with weekly volatility of -0.1595% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (7590.35 βΉ) is higher than the fair price (3307.99 βΉ).
Price is higher than fair: The current price (7590.35 βΉ) is 56.4% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (28.65) is lower than that of the sector as a whole (60.35).
P/E vs Market: The company's P/E (28.65) is lower than that of the market as a whole (65.67).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (5.4) is higher than that of the sector as a whole (3.48).
P/BV vs Market: The company's P/BV (5.4) is lower than that of the market as a whole (6.56).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (12.06) is higher than that of the sector as a whole (10.3).
P/S vs Market: The company's P/S indicator (12.06) is lower than that of the market as a whole (18.88).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (18.58) is lower than that of the sector as a whole (32.32).
EV/Ebitda vs Market: The company's EV/Ebitda (18.58) is lower than that of the market as a whole (25.21).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 52.35% over the last 5 years.
Earnings Slowdown: The last year's return (25.58%) is below the 5-year average return (52.35%).
Profitability vs Sector: The return for the last year (25.58%) is lower than the return for the sector (27.87%).
5.4. ROE
ROE vs Sector: The company's ROE (22.05%) is higher than that of the sector as a whole (16.25%).
ROE vs Market: The company's ROE (22.05%) is higher than that of the market as a whole (3.38%).
5.5. ROA
ROA vs Sector: The company's ROA (4.44%) is lower than that of the sector as a whole (4.57%).
ROA vs Market: The company's ROA (4.44%) is lower than that of the market as a whole (7.93%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (4.68%) is lower than that of the sector as a whole (10.28%).
ROIC vs Market: The company's ROIC (4.68%) is lower than that of the market as a whole (15.54%).
7. Dividends
7.1. Dividend yield vs Market
Low yield: The dividend yield of the company 0.5% is below the average for the sector '1.18%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 0.5% has been steadily paid over the past 7 years, DSI=0.93.
Weak dividend growth: The company's dividend yield 0.5% has been growing weakly or stagnant over the past 5 years. Growth over only 3 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (12.56%) are at an uncomfortable level.
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