Company Analysis Village Bank and Trust Financial Corp.
1. Summary
Advantages
- The stock's return over the last year (88.71%) is higher than the sector average (-48.5%).
- Current debt level 8.07% is below 100% and has decreased over 5 years from 9.01%.
Disadvantages
- Price (80.08 $) is higher than fair price (12.51 $)
- Dividends (1.2%) are below the sector average (1.75%).
- The company's current efficiency (ROE=2.84%) is lower than the sector average (ROE=6.48%)
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| Village Bank and Trust Financial Corp. | Financials | Index | |
|---|---|---|---|
| 7 days | 0.1% | -2% | -2% |
| 90 days | 3% | -11.6% | -12.1% |
| 1 year | 88.7% | -48.5% | 6.4% |
VBFC vs Sector: Village Bank and Trust Financial Corp. has outperformed the "Financials" sector by 137.21% over the past year.
VBFC vs Market: Village Bank and Trust Financial Corp. has outperformed the market by 82.34% over the past year.
Stable price: VBFC is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.
Long period: VBFC with weekly volatility of 1.71% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (80.08 $) is higher than the fair price (12.51 $).
Price is higher than fair: The current price (80.08 $) is 84.4% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (30.99) is higher than that of the sector as a whole (21.15).
P/E vs Market: The company's P/E (30.99) is lower than that of the market as a whole (48.45).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.8799) is higher than that of the sector as a whole (0.4704).
P/BV vs Market: The company's P/BV (0.8799) is lower than that of the market as a whole (3.38).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (1.79) is lower than that of the sector as a whole (4.07).
P/S vs Market: The company's P/S indicator (1.79) is lower than that of the market as a whole (10.23).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (179.67) is higher than that of the sector as a whole (15.38).
EV/Ebitda vs Market: The company's EV/Ebitda (179.67) is higher than that of the market as a whole (15.44).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -15.54% over the last 5 years.
Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-15.54%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-30.03%).
5.4. ROE
ROE vs Sector: The company's ROE (2.84%) is lower than that of the sector as a whole (6.48%).
ROE vs Market: The company's ROE (2.84%) is lower than that of the market as a whole (8.97%).
5.5. ROA
ROA vs Sector: The company's ROA (0.2603%) is lower than that of the sector as a whole (5.97%).
ROA vs Market: The company's ROA (0.2603%) is lower than that of the market as a whole (6.3%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.05%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (10.96%).
7. Dividends
7.1. Dividend yield vs Market
Low yield: The dividend yield of the company 1.2% is below the average for the sector '1.75%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 1.2% has been steadily paid over the past 7 years, DSI=1.
Weak dividend growth: The company's dividend yield 1.2% has been growing weakly or stagnant over the past 5 years. Growth over only 3 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (51.15%) are at a comfortable level.
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