Company Analysis Village Bank and Trust Financial Corp.
1. Summary
Advantages
- Current debt level 6.7% is below 100% and has decreased over 5 years from 7.92%.
Disadvantages
- Price (80.21 $) is higher than fair price (61.62 $)
- Dividends (0.91%) are below the sector average (2.54%).
- The stock's return over the last year (0%) is lower than the sector average (49.08%).
- The company's current efficiency (ROE=9.93%) is lower than the sector average (ROE=17.8%)
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| Village Bank and Trust Financial Corp. | Financials | Index | |
|---|---|---|---|
| 7 days | 0% | -42.8% | -2.3% |
| 90 days | 0% | -44.1% | 0.9% |
| 1 year | 0% | 49.1% | 16.4% |
VBFC vs Sector: Village Bank and Trust Financial Corp. has significantly underperformed the "Financials" sector by -49.08% over the past year.
VBFC vs Market: Village Bank and Trust Financial Corp. has significantly underperformed the market by -16.37% over the past year.
Stable price: VBFC is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.
Long period: VBFC with weekly volatility of 0% over the past year.
3. Summary of the report
5. Fundamental Analysis
5.1. Stock price and price forecast
Above fair price: The current price (80.21 $) is higher than the fair price (61.62 $).
Price is higher than fair: The current price (80.21 $) is 23.2% higher than the fair price.
5.2. P/E
P/E vs Sector: The company's P/E (16.6) is higher than that of the sector as a whole (-220.93).
P/E vs Market: The company's P/E (16.6) is higher than that of the market as a whole (-104.3).
5.2.1 P/E Similar companies
5.3. P/BV
P/BV vs Sector: The company's P/BV (1.58) is lower than that of the sector as a whole (72.57).
P/BV vs Market: The company's P/BV (1.58) is lower than that of the market as a whole (72.17).
5.3.1 P/BV Similar companies
5.5. P/S
P/S vs Sector: The company's P/S indicator (3.5) is lower than that of the sector as a whole (261.36).
P/S vs Market: The company's P/S indicator (3.5) is lower than that of the market as a whole (114).
5.5.1 P/S Similar companies
5.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (179.67) is higher than that of the sector as a whole (-236.48).
EV/Ebitda vs Market: The company's EV/Ebitda (179.67) is higher than that of the market as a whole (-78.04).
6. Profitability
6.1. Profitability and revenue
6.2. Earnings per share - EPS
6.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -8.77% over the last 5 years.
Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-8.77%).
Profitability vs Sector: The return for the last year (0%) is lower than the return for the sector (1413.91%).
6.4. ROE
ROE vs Sector: The company's ROE (9.93%) is lower than that of the sector as a whole (17.8%).
ROE vs Market: The company's ROE (9.93%) is higher than that of the market as a whole (-6.22%).
6.6. ROA
ROA vs Sector: The company's ROA (0.94%) is lower than that of the sector as a whole (5.64%).
ROA vs Market: The company's ROA (0.94%) is lower than that of the market as a whole (38.45%).
6.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (13.17%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (9.79%).
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8. Dividends
8.1. Dividend yield vs Market
Low yield: The dividend yield of the company 0.91% is below the average for the sector '2.54%.
8.2. Stability and increase in payments
Dividend stability: The company's dividend yield 0.91% has been steadily paid over the past 7 years, DSI=0.9.
Weak dividend growth: The company's dividend yield 0.91% has been growing weakly or stagnant over the past 5 years. Growth over only 4 years.
8.3. Payout percentage
Dividend Coverage: Current payments from income (15.35%) are at an uncomfortable level.
Based on sources: porti.ru
