Company Analysis TC Bancshares, Inc.
1. Summary
Advantages
- The stock's return over the last year (43.38%) is higher than the sector average (-36.61%).
- Current debt level 2.42% is below 100% and has decreased over 5 years from 2.72%.
Disadvantages
- Price (21.65 $) is higher than fair price (0.94 $)
- Dividends (0.61%) are below the sector average (2.68%).
- The company's current efficiency (ROE=0.33%) is lower than the sector average (ROE=17.16%)
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| TC Bancshares, Inc. | Financials | Index | |
|---|---|---|---|
| 7 days | 0% | -30.6% | 0.4% |
| 90 days | 8.8% | -28.8% | 4.9% |
| 1 year | 43.4% | -36.6% | 20.9% |
TCBC vs Sector: TC Bancshares, Inc. has outperformed the "Financials" sector by 79.98% over the past year.
TCBC vs Market: TC Bancshares, Inc. has outperformed the market by 22.47% over the past year.
Stable price: TCBC is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.
Long period: TCBC with weekly volatility of 0.83% over the past year.
3. Summary of the report
5. Fundamental Analysis
5.1. Stock price and price forecast
Above fair price: The current price (21.65 $) is higher than the fair price (0.94 $).
Price is higher than fair: The current price (21.65 $) is 95.7% higher than the fair price.
5.2. P/E
P/E vs Sector: The company's P/E (251.53) is higher than that of the sector as a whole (-221.56).
P/E vs Market: The company's P/E (251.53) is higher than that of the market as a whole (-68.72).
5.2.1 P/E Similar companies
5.3. P/BV
P/BV vs Sector: The company's P/BV (0.84) is lower than that of the sector as a whole (72.54).
P/BV vs Market: The company's P/BV (0.84) is lower than that of the market as a whole (51.39).
5.3.1 P/BV Similar companies
5.5. P/S
P/S vs Sector: The company's P/S indicator (3.05) is lower than that of the sector as a whole (261.36).
P/S vs Market: The company's P/S indicator (3.05) is lower than that of the market as a whole (148.63).
5.5.1 P/S Similar companies
5.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (1.45) is higher than that of the sector as a whole (-236.49).
EV/Ebitda vs Market: The company's EV/Ebitda (1.45) is higher than that of the market as a whole (-95.22).
6. Profitability
6.1. Profitability and revenue
6.2. Earnings per share - EPS
6.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -17.96% over the last 5 years.
Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-17.96%).
Profitability vs Sector: The return for the last year (0%) is lower than the return for the sector (0%).
6.4. ROE
ROE vs Sector: The company's ROE (0.33%) is lower than that of the sector as a whole (17.16%).
ROE vs Market: The company's ROE (0.33%) is higher than that of the market as a whole (-6.23%).
6.6. ROA
ROA vs Sector: The company's ROA (0.057%) is lower than that of the sector as a whole (5.8%).
ROA vs Market: The company's ROA (0.057%) is lower than that of the market as a whole (38.59%).
6.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (13.17%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (9.66%).
8. Dividends
8.1. Dividend yield vs Market
Low yield: The dividend yield of the company 0.61% is below the average for the sector '2.68%.
8.2. Stability and increase in payments
Dividend stability: The company's dividend yield 0.61% has been steadily paid over the past 7 years, DSI=0.9.
Weak dividend growth: The company's dividend yield 0.61% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
8.3. Payout percentage
Dividend Coverage: Current payments from income (174.2%) are at an uncomfortable level.
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Based on sources: porti.ru
