Company Analysis PRA Group, Inc.
1. Summary
Advantages
- Price (25.14 $) is less than fair price (26.04 $)
- Current debt level 35.68% is below 100% and has decreased over 5 years from 65.16%.
Disadvantages
- Dividends (0%) are below the sector average (1.93%).
- The stock's return over the last year (-22.8%) is lower than the sector average (11.32%).
- The company's current efficiency (ROE=-7.15%) is lower than the sector average (ROE=5.61%)
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| PRA Group, Inc. | Financials | Index | |
|---|---|---|---|
| 7 days | -2.5% | -1.2% | -1.8% |
| 90 days | -11.1% | 0.8% | 3.8% |
| 1 year | -22.8% | 11.3% | 28.8% |
PRAA vs Sector: PRA Group, Inc. has significantly underperformed the "Financials" sector by -34.12% over the past year.
PRAA vs Market: PRA Group, Inc. has significantly underperformed the market by -51.61% over the past year.
Stable price: PRAA is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.
Long period: PRAA with weekly volatility of -0.4385% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Below fair price: The current price (25.14 $) is lower than the fair price (26.04 $).
Price not significantly lower than the fair price: The current price (25.14 $) is slightly lower than the fair price by 3.6%.
4.2. P/E
P/E vs Sector: The company's P/E (11.38) is lower than that of the sector as a whole (38.91).
P/E vs Market: The company's P/E (11.38) is lower than that of the market as a whole (48.79).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.7925) is higher than that of the sector as a whole (0.6287).
P/BV vs Market: The company's P/BV (0.7925) is lower than that of the market as a whole (3.36).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (1.19) is lower than that of the sector as a whole (4.98).
P/S vs Market: The company's P/S indicator (1.19) is lower than that of the market as a whole (10.23).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (29.57) is lower than that of the sector as a whole (40.88).
EV/Ebitda vs Market: The company's EV/Ebitda (29.57) is higher than that of the market as a whole (28.28).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -31.18% over the last 5 years.
Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-31.18%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-15.99%).
5.4. ROE
ROE vs Sector: The company's ROE (-7.15%) is lower than that of the sector as a whole (5.61%).
ROE vs Market: The company's ROE (-7.15%) is lower than that of the market as a whole (10.82%).
5.5. ROA
ROA vs Sector: The company's ROA (-1.84%) is lower than that of the sector as a whole (5.48%).
ROA vs Market: The company's ROA (-1.84%) is lower than that of the market as a whole (6.51%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (6.54%) is higher than that of the sector as a whole (5.05%).
ROIC vs Market: The company's ROIC (6.54%) is lower than that of the market as a whole (10.79%).
7. Dividends
7.1. Dividend yield vs Market
Low yield: The dividend yield of the company 0% is below the average for the sector '1.93%.
7.2. Stability and increase in payments
Unstable dividends: The company's dividend yield 0% has not been consistently paid over the past 7 years, DSI=0.5.
Weak dividend growth: The company's dividend yield 0% has been growing weakly or stagnant over the past 5 years. Growth over only 1 year.
7.3. Payout percentage
Dividend Coverage: Current payments from income (0%) are at an uncomfortable level.
8. Insider trades
8.1. Insider trading
Insider Buying Exceeds insider sales by 100% over the last 3 months.
8.2. Latest transactions
| Transaction date | Insider | Type | Price | Volume | Quantity |
|---|---|---|---|---|---|
| 02.06.2023 | Connelly Marjorie Mary Director |
Purchase | 20.2 | 149 985 | 7 425 |
| 02.02.2023 | FREDRICKSON STEVEN D Chairman |
Sale | 41.04 | 205 200 | 5 000 |
| 26.04.2022 | STEVENSON KEVIN P President & CEO |
Sale | 43.34 | 130 020 | 3 000 |
| 25.04.2022 | STEVENSON KEVIN P President & CEO |
Sale | 42.99 | 214 950 | 5 000 |
| 22.04.2022 | STEVENSON KEVIN P President & CEO |
Sale | 43.56 | 217 800 | 5 000 |
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