MAX
Company Analysis PRA Group, Inc.
1. Summary
Advantages
- Price (10.7 $) is less than fair price (16 $)
Disadvantages
- Dividends (0%) are below the sector average (2.54%).
- The stock's return over the last year (-22.69%) is lower than the sector average (-4.75%).
- Current debt level 68.2% has increased over 5 years from 61.12%.
- The company's current efficiency (ROE=6.13%) is lower than the sector average (ROE=17.8%)
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| PRA Group, Inc. | Financials | Index | |
|---|---|---|---|
| 7 days | -6.6% | -42.1% | 0.5% |
| 90 days | -40.8% | -43% | -0.5% |
| 1 year | -22.7% | -4.8% | 15.6% |
PRAA vs Sector: PRA Group, Inc. has significantly underperformed the "Financials" sector by -17.94% over the past year.
PRAA vs Market: PRA Group, Inc. has significantly underperformed the market by -38.33% over the past year.
Stable price: PRAA is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.
Long period: PRAA with weekly volatility of -0.44% over the past year.
3. Summary of the report
5. Fundamental Analysis
5.1. Stock price and price forecast
Below fair price: The current price (10.7 $) is lower than the fair price (16 $).
Price significantly below the fair price: The current price (10.7 $) is 49.5% lower than the fair price.
5.2. P/E
P/E vs Sector: The company's P/E (11.59) is higher than that of the sector as a whole (-220.93).
P/E vs Market: The company's P/E (11.59) is higher than that of the market as a whole (-104.3).
5.2.1 P/E Similar companies
5.3. P/BV
P/BV vs Sector: The company's P/BV (0.69) is lower than that of the sector as a whole (72.57).
P/BV vs Market: The company's P/BV (0.69) is lower than that of the market as a whole (72.17).
5.3.1 P/BV Similar companies
5.5. P/S
P/S vs Sector: The company's P/S indicator (0.73) is lower than that of the sector as a whole (261.36).
P/S vs Market: The company's P/S indicator (0.73) is lower than that of the market as a whole (114).
5.5.1 P/S Similar companies
5.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (19.49) is higher than that of the sector as a whole (-236.48).
EV/Ebitda vs Market: The company's EV/Ebitda (19.49) is higher than that of the market as a whole (-78.04).
6. Profitability
6.1. Profitability and revenue
6.2. Earnings per share - EPS
6.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -12.29% over the last 5 years.
Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-12.29%).
Profitability vs Sector: The return for the last year (0%) is lower than the return for the sector (1413.91%).
6.4. ROE
ROE vs Sector: The company's ROE (6.13%) is lower than that of the sector as a whole (17.8%).
ROE vs Market: The company's ROE (6.13%) is higher than that of the market as a whole (-6.22%).
6.6. ROA
ROA vs Sector: The company's ROA (1.49%) is lower than that of the sector as a whole (5.64%).
ROA vs Market: The company's ROA (1.49%) is lower than that of the market as a whole (38.45%).
6.6. ROIC
ROIC vs Sector: The company's ROIC (6.54%) is lower than that of the sector as a whole (13.17%).
ROIC vs Market: The company's ROIC (6.54%) is lower than that of the market as a whole (9.79%).
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8. Dividends
8.1. Dividend yield vs Market
Low yield: The dividend yield of the company 0% is below the average for the sector '2.54%.
8.2. Stability and increase in payments
Unstable dividends: The company's dividend yield 0% has not been consistently paid over the past 7 years, DSI=0.5.
Weak dividend growth: The company's dividend yield 0% has been growing weakly or stagnant over the past 5 years. Growth over only 1 year.
8.3. Payout percentage
Dividend Coverage: Current payments from income (0%) are at an uncomfortable level.
9. Insider trades
9.1. Insider trading
Insider Buying Exceeds insider sales by 100% over the last 3 months.
9.2. Latest transactions
| Transaction date | Insider | Type | Price | Volume | Quantity |
|---|---|---|---|---|---|
| 02.06.2023 | Connelly Marjorie Mary Director |
Purchase | 20.2 | 149 985 | 7 425 |
| 02.02.2023 | FREDRICKSON STEVEN D Chairman |
Sale | 41.04 | 205 200 | 5 000 |
| 26.04.2022 | STEVENSON KEVIN P President & CEO |
Sale | 43.34 | 130 020 | 3 000 |
| 25.04.2022 | STEVENSON KEVIN P President & CEO |
Sale | 42.99 | 214 950 | 5 000 |
| 22.04.2022 | STEVENSON KEVIN P President & CEO |
Sale | 43.56 | 217 800 | 5 000 |
Based on sources: porti.ru
