Company Analysis PRA Group, Inc.
1. Summary
Advantages
- Price (16.7 $) is less than fair price (18.97 $)
Disadvantages
- Dividends (0%) are below the sector average (2.55%).
- The stock's return over the last year (-8.49%) is lower than the sector average (-4.75%).
- Current debt level 68.2% has increased over 5 years from 61.12%.
- The company's current efficiency (ROE=6.13%) is lower than the sector average (ROE=17.16%)
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| PRA Group, Inc. | Financials | Index | |
|---|---|---|---|
| 7 days | -2.4% | -30% | -1.4% |
| 90 days | 13.3% | -28.3% | 1.6% |
| 1 year | -8.5% | -4.8% | 17% |
PRAA vs Sector: PRA Group, Inc. has slightly underperformed the "Financials" sector by -3.74% over the past year.
PRAA vs Market: PRA Group, Inc. has significantly underperformed the market by -25.5% over the past year.
Stable price: PRAA is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.
Long period: PRAA with weekly volatility of -0.16% over the past year.
3. Summary of the report
5. Fundamental Analysis
5.1. Stock price and price forecast
Below fair price: The current price (16.7 $) is lower than the fair price (18.97 $).
Price not significantly lower than the fair price: The current price (16.7 $) is slightly lower than the fair price by 13.6%.
5.2. P/E
P/E vs Sector: The company's P/E (11.59) is higher than that of the sector as a whole (-221.56).
P/E vs Market: The company's P/E (11.59) is higher than that of the market as a whole (-99.49).
5.2.1 P/E Similar companies
5.3. P/BV
P/BV vs Sector: The company's P/BV (0.69) is lower than that of the sector as a whole (72.54).
P/BV vs Market: The company's P/BV (0.69) is lower than that of the market as a whole (71.88).
5.3.1 P/BV Similar companies
5.5. P/S
P/S vs Sector: The company's P/S indicator (0.73) is lower than that of the sector as a whole (261.36).
P/S vs Market: The company's P/S indicator (0.73) is lower than that of the market as a whole (113.77).
5.5.1 P/S Similar companies
5.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (19.49) is higher than that of the sector as a whole (-236.49).
EV/Ebitda vs Market: The company's EV/Ebitda (19.49) is higher than that of the market as a whole (-78.41).
6. Profitability
6.1. Profitability and revenue
6.2. Earnings per share - EPS
6.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -12.29% over the last 5 years.
Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-12.29%).
Profitability vs Sector: The return for the last year (0%) is lower than the return for the sector (0%).
6.4. ROE
ROE vs Sector: The company's ROE (6.13%) is lower than that of the sector as a whole (17.16%).
ROE vs Market: The company's ROE (6.13%) is higher than that of the market as a whole (-6.24%).
6.6. ROA
ROA vs Sector: The company's ROA (1.49%) is lower than that of the sector as a whole (5.8%).
ROA vs Market: The company's ROA (1.49%) is lower than that of the market as a whole (38.46%).
6.6. ROIC
ROIC vs Sector: The company's ROIC (6.54%) is lower than that of the sector as a whole (13.17%).
ROIC vs Market: The company's ROIC (6.54%) is lower than that of the market as a whole (9.59%).
8. Dividends
8.1. Dividend yield vs Market
Low yield: The dividend yield of the company 0% is below the average for the sector '2.55%.
8.2. Stability and increase in payments
Unstable dividends: The company's dividend yield 0% has not been consistently paid over the past 7 years, DSI=0.5.
Weak dividend growth: The company's dividend yield 0% has been growing weakly or stagnant over the past 5 years. Growth over only 1 year.
8.3. Payout percentage
Dividend Coverage: Current payments from income (0%) are at an uncomfortable level.
9. Insider trades
9.1. Insider trading
Insider Buying Exceeds insider sales by 100% over the last 3 months.
9.2. Latest transactions
| Transaction date | Insider | Type | Price | Volume | Quantity |
|---|---|---|---|---|---|
| 02.06.2023 | Connelly Marjorie Mary Director |
Purchase | 20.2 | 149 985 | 7 425 |
| 02.02.2023 | FREDRICKSON STEVEN D Chairman |
Sale | 41.04 | 205 200 | 5 000 |
| 26.04.2022 | STEVENSON KEVIN P President & CEO |
Sale | 43.34 | 130 020 | 3 000 |
| 25.04.2022 | STEVENSON KEVIN P President & CEO |
Sale | 42.99 | 214 950 | 5 000 |
| 22.04.2022 | STEVENSON KEVIN P President & CEO |
Sale | 43.56 | 217 800 | 5 000 |
Pay for your subscription
More functionality and data for company and portfolio analysis is available by subscription
Based on sources: porti.ru
