MAX
Company Analysis Ponce Financial Group, Inc.
1. Summary
Advantages
- The stock's return over the last year (23.53%) is higher than the sector average (-7.08%).
Disadvantages
- Price (16.54 $) is higher than fair price (16.28 $)
- Dividends (0%) are below the sector average (2.54%).
- Current debt level 20.62% has increased over 5 years from 10.93%.
- The company's current efficiency (ROE=2.2%) is lower than the sector average (ROE=18.55%)
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| Ponce Financial Group, Inc. | Financials | Index | |
|---|---|---|---|
| 7 days | -0.4% | -30.6% | -1.5% |
| 90 days | -2.2% | -31.5% | 0.7% |
| 1 year | 23.5% | -7.1% | 13.2% |
PDLB vs Sector: Ponce Financial Group, Inc. has outperformed the "Financials" sector by 30.61% over the past year.
PDLB vs Market: Ponce Financial Group, Inc. has outperformed the market by 10.33% over the past year.
Stable price: PDLB is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.
Long period: PDLB with weekly volatility of 0.45% over the past year.
3. Summary of the report
5. Fundamental Analysis
5.1. Stock price and price forecast
Above fair price: The current price (16.54 $) is higher than the fair price (16.28 $).
Price is higher than fair: The current price (16.54 $) is 1.6% higher than the fair price.
5.2. P/E
P/E vs Sector: The company's P/E (13.4) is higher than that of the sector as a whole (-242.66).
P/E vs Market: The company's P/E (13.4) is higher than that of the market as a whole (-108).
5.2.1 P/E Similar companies
5.3. P/BV
P/BV vs Sector: The company's P/BV (0.57) is lower than that of the sector as a whole (74.32).
P/BV vs Market: The company's P/BV (0.57) is lower than that of the market as a whole (83.29).
5.3.1 P/BV Similar companies
5.5. P/S
P/S vs Sector: The company's P/S indicator (1.98) is lower than that of the sector as a whole (267.99).
P/S vs Market: The company's P/S indicator (1.98) is lower than that of the market as a whole (115.88).
5.5.1 P/S Similar companies
5.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (37.98) is higher than that of the sector as a whole (-248.88).
EV/Ebitda vs Market: The company's EV/Ebitda (37.98) is higher than that of the market as a whole (-92.19).
6. Profitability
6.1. Profitability and revenue
6.2. Earnings per share - EPS
6.3. Past profitability Net Income
Yield Trend: Rising and has grown by 2.6% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (2.6%).
Profitability vs Sector: The return for the last year (0%) is lower than the return for the sector (1673.79%).
6.4. ROE
ROE vs Sector: The company's ROE (2.2%) is lower than that of the sector as a whole (18.55%).
ROE vs Market: The company's ROE (2.2%) is higher than that of the market as a whole (-6.66%).
6.6. ROA
ROA vs Sector: The company's ROA (0.38%) is lower than that of the sector as a whole (5.88%).
ROA vs Market: The company's ROA (0.38%) is lower than that of the market as a whole (37.94%).
6.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (11.93%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (9.38%).
Pay for your subscription
More functionality and data for company and portfolio analysis is available by subscription
8. Dividends
8.1. Dividend yield vs Market
Low yield: The dividend yield of the company 0% is below the average for the sector '2.54%.
8.2. Stability and increase in payments
Unstable dividends: The company's dividend yield 0% has not been consistently paid over the past 7 years, DSI=0.
Weak dividend growth: The company's dividend yield 0% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
8.3. Payout percentage
Dividend Coverage: Current payments from income (5.36%) are at an uncomfortable level.
Based on sources: porti.ru
