Company Analysis NBT Bancorp Inc.
1. Summary
Advantages
- Dividends (3.1%) are higher than the sector average (1.93%).
- The stock's return over the last year (15.66%) is higher than the sector average (-23.44%).
- Current debt level 4.84% is below 100% and has decreased over 5 years from 10.95%.
- The company's current efficiency (ROE=8.33%) is higher than the sector average (ROE=5.61%)
Disadvantages
- Price (43.79 $) is higher than fair price (30.43 $)
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
NBT Bancorp Inc. | Financials | Index | |
---|---|---|---|
7 days | -5.6% | -47.1% | 2.9% |
90 days | 5.8% | -33% | 10.4% |
1 year | 15.7% | -23.4% | 33.6% |
NBTB vs Sector: NBT Bancorp Inc. has outperformed the "Financials" sector by 39.1% over the past year.
NBTB vs Market: NBT Bancorp Inc. has significantly underperformed the market by -17.99% over the past year.
Stable price: NBTB is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.
Long period: NBTB with weekly volatility of 0.3012% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (43.79 $) is higher than the fair price (30.43 $).
Price is higher than fair: The current price (43.79 $) is 30.5% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (16.04) is lower than that of the sector as a whole (38.91).
P/E vs Market: The company's P/E (16.04) is lower than that of the market as a whole (48.79).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (1.34) is higher than that of the sector as a whole (0.6287).
P/BV vs Market: The company's P/BV (1.34) is lower than that of the market as a whole (3.36).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (2.87) is lower than that of the sector as a whole (4.98).
P/S vs Market: The company's P/S indicator (2.87) is lower than that of the market as a whole (10.23).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (499.75) is higher than that of the sector as a whole (40.88).
EV/Ebitda vs Market: The company's EV/Ebitda (499.75) is higher than that of the market as a whole (28.28).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -0.37% over the last 5 years.
Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-0.37%).
Profitability vs Sector: The return for the last year (0%) is lower than the return for the sector (4.17%).
5.4. ROE
ROE vs Sector: The company's ROE (8.33%) is higher than that of the sector as a whole (5.61%).
ROE vs Market: The company's ROE (8.33%) is lower than that of the market as a whole (10.82%).
5.5. ROA
ROA vs Sector: The company's ROA (0.8925%) is lower than that of the sector as a whole (5.48%).
ROA vs Market: The company's ROA (0.8925%) is lower than that of the market as a whole (6.51%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.05%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (10.79%).
7. Dividends
7.1. Dividend yield vs Market
High yield: The dividend yield of the company 3.1% is higher than the average for the sector '1.93%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 3.1% has been steadily paid over the past 7 years, DSI=0.93.
Weak dividend growth: The company's dividend yield 3.1% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (47.05%) are at a comfortable level.
Pay for your subscription
More functionality and data for company and portfolio analysis is available by subscription