Max Chat
Company Analysis Hingham Institution for Savings
1. Summary
Advantages
- The company's current efficiency (ROE=6.72%) is higher than the sector average (ROE=6.45%)
Disadvantages
- Price (221.95 $) is higher than fair price (131.77 $)
- Dividends (1.01%) are below the sector average (2.31%).
- The stock's return over the last year (-14.5%) is lower than the sector average (17.86%).
- Current debt level 33.58% has increased over 5 years from 19.53%.
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| Hingham Institution for Savings | Financials | Index | |
|---|---|---|---|
| 7 days | -5% | 0% | 0.1% |
| 90 days | 0.8% | 3.9% | 24.3% |
| 1 year | -14.5% | 17.9% | 11.7% |
HIFS vs Sector: Hingham Institution for Savings has significantly underperformed the "Financials" sector by -32.36% over the past year.
HIFS vs Market: Hingham Institution for Savings has significantly underperformed the market by -26.16% over the past year.
Stable price: HIFS is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.
Long period: HIFS with weekly volatility of -0.2788% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (221.95 $) is higher than the fair price (131.77 $).
Price is higher than fair: The current price (221.95 $) is 40.6% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (19.81) is lower than that of the sector as a whole (21.64).
P/E vs Market: The company's P/E (19.81) is lower than that of the market as a whole (89.99).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (1.29) is higher than that of the sector as a whole (0.7242).
P/BV vs Market: The company's P/BV (1.29) is lower than that of the market as a whole (9.37).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (8.48) is higher than that of the sector as a whole (4.6).
P/S vs Market: The company's P/S indicator (8.48) is lower than that of the market as a whole (10.11).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (2592.94) is higher than that of the sector as a whole (11.59).
EV/Ebitda vs Market: The company's EV/Ebitda (2592.94) is higher than that of the market as a whole (51.19).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -8.9% over the last 5 years.
Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-8.9%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-4.44%).
5.4. ROE
ROE vs Sector: The company's ROE (6.72%) is higher than that of the sector as a whole (6.45%).
ROE vs Market: The company's ROE (6.72%) is lower than that of the market as a whole (11.64%).
5.5. ROA
ROA vs Sector: The company's ROA (0.6305%) is lower than that of the sector as a whole (6.1%).
ROA vs Market: The company's ROA (0.6305%) is lower than that of the market as a whole (6.89%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.05%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (11.01%).
7. Dividends
7.1. Dividend yield vs Market
Low yield: The dividend yield of the company 1.01% is below the average for the sector '2.31%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 1.01% has been steadily paid over the past 7 years, DSI=0.93.
Weak dividend growth: The company's dividend yield 1.01% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (19.45%) are at an uncomfortable level.
Pay for your subscription
More functionality and data for company and portfolio analysis is available by subscription
