MAX
Company Analysis FirstCash, Inc.
1. Summary
Advantages
- Dividends (1.05%) are higher than the sector average (0.58%).
- The stock's return over the last year (41.96%) is higher than the sector average (-23.29%).
- The company's current efficiency (ROE=12.78%) is higher than the sector average (ROE=-9.95%)
Disadvantages
- Price (190.95 $) is higher than fair price (92.96 $)
- Current debt level 45.79% has increased over 5 years from 37.95%.
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| FirstCash, Inc. | Consumer Discretionary | Index | |
|---|---|---|---|
| 7 days | 0.3% | -5.5% | -1.6% |
| 90 days | 15.3% | -8.8% | -4.5% |
| 1 year | 42% | -23.3% | 16.5% |
FCFS vs Sector: FirstCash, Inc. has outperformed the "Consumer Discretionary" sector by 65.25% over the past year.
FCFS vs Market: FirstCash, Inc. has outperformed the market by 25.49% over the past year.
Stable price: FCFS is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.
Long period: FCFS with weekly volatility of 0.81% over the past year.
3. Summary of the report
5. Fundamental Analysis
5.1. Stock price and price forecast
Above fair price: The current price (190.95 $) is higher than the fair price (92.96 $).
Price is higher than fair: The current price (190.95 $) is 51.3% higher than the fair price.
5.2. P/E
P/E vs Sector: The company's P/E (17.89) is lower than that of the sector as a whole (44.68).
P/E vs Market: The company's P/E (17.89) is higher than that of the market as a whole (-88.36).
5.2.1 P/E Similar companies
5.3. P/BV
P/BV vs Sector: The company's P/BV (2.25) is lower than that of the sector as a whole (3.96).
P/BV vs Market: The company's P/BV (2.25) is lower than that of the market as a whole (81.84).
5.3.1 P/BV Similar companies
5.5. P/S
P/S vs Sector: The company's P/S indicator (1.37) is lower than that of the sector as a whole (3.99).
P/S vs Market: The company's P/S indicator (1.37) is lower than that of the market as a whole (116.29).
5.5.1 P/S Similar companies
5.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (6.6) is lower than that of the sector as a whole (18.54).
EV/Ebitda vs Market: The company's EV/Ebitda (6.6) is higher than that of the market as a whole (-79.49).
6. Profitability
6.1. Profitability and revenue
6.2. Earnings per share - EPS
6.3. Past profitability Net Income
Yield Trend: Rising and has grown by 21.44% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (21.44%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-18.27%).
6.4. ROE
ROE vs Sector: The company's ROE (12.78%) is higher than that of the sector as a whole (-9.95%).
ROE vs Market: The company's ROE (12.78%) is lower than that of the market as a whole (23.33%).
6.6. ROA
ROA vs Sector: The company's ROA (5.9%) is lower than that of the sector as a whole (7.08%).
ROA vs Market: The company's ROA (5.9%) is higher than that of the market as a whole (4.25%).
6.6. ROIC
ROIC vs Sector: The company's ROIC (5.53%) is lower than that of the sector as a whole (9.9%).
ROIC vs Market: The company's ROIC (5.53%) is lower than that of the market as a whole (8.8%).
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8. Dividends
8.1. Dividend yield vs Market
High yield: The dividend yield of the company 1.05% is higher than the average for the sector '0.58%.
8.2. Stability and increase in payments
Dividend stability: The company's dividend yield 1.05% has been steadily paid over the past 7 years, DSI=1.
Dividend growth: Company's dividend yield 1.05% has been growing over the last 5 years. Growth over 13 years.
8.3. Payout percentage
Dividend Coverage: Current payments from income (25.41%) are at a comfortable level.
9. Insider trades
9.1. Insider trading
Insider Buying Exceeds insider sales by 100% over the last 3 months.
9.2. Latest transactions
| Transaction date | Insider | Type | Price | Volume | Quantity |
|---|---|---|---|---|---|
| 20.11.2025 | Owen Randel G Director |
Sale | 152.2 | 22 830 | 1 500 |
| 19.11.2025 | WESSEL RICK L Officer |
Purchase | 156.39 | 313 | 20 000 |
| 19.11.2025 | WESSEL RICK L Vice-Chairman & CEO |
Sale | 156.39 | 313 | 20 000 |
| 17.11.2025 | Stuart Thomas Brent President and COO |
Sale | 159.97 | 160 | 10 000 |
| 17.11.2025 | ORR R DOUGLAS EVP & Chief Financial Officer |
Sale | 158.45 | 39 613 | 2 500 |
Based on sources: porti.ru
