Company Analysis FirstCash, Inc.
1. Summary
Advantages
- Dividends (1.15%) are higher than the sector average (0.76%).
- The stock's return over the last year (25.9%) is higher than the sector average (-6.51%).
- The company's current efficiency (ROE=12.78%) is higher than the sector average (ROE=4.84%)
Disadvantages
- Price (166.12 $) is higher than fair price (92.96 $)
- Current debt level 45.79% has increased over 5 years from 37.95%.
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| FirstCash, Inc. | Consumer Discretionary | Index | |
|---|---|---|---|
| 7 days | 0.5% | 0.3% | -2.7% |
| 90 days | 3.4% | 8.8% | 0.3% |
| 1 year | 25.9% | -6.5% | 17.4% |
FCFS vs Sector: FirstCash, Inc. has outperformed the "Consumer Discretionary" sector by 32.4% over the past year.
FCFS vs Market: FirstCash, Inc. has outperformed the market by 8.5% over the past year.
Stable price: FCFS is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.
Long period: FCFS with weekly volatility of 0.5% over the past year.
3. Summary of the report
5. Fundamental Analysis
5.1. Stock price and price forecast
Above fair price: The current price (166.12 $) is higher than the fair price (92.96 $).
Price is higher than fair: The current price (166.12 $) is 44% higher than the fair price.
5.2. P/E
P/E vs Sector: The company's P/E (17.89) is higher than that of the sector as a whole (3.7).
P/E vs Market: The company's P/E (17.89) is higher than that of the market as a whole (-99.49).
5.2.1 P/E Similar companies
5.3. P/BV
P/BV vs Sector: The company's P/BV (2.25) is higher than that of the sector as a whole (1.84).
P/BV vs Market: The company's P/BV (2.25) is lower than that of the market as a whole (38.56).
5.3.1 P/BV Similar companies
5.5. P/S
P/S vs Sector: The company's P/S indicator (1.37) is lower than that of the sector as a whole (3.46).
P/S vs Market: The company's P/S indicator (1.37) is lower than that of the market as a whole (147.17).
5.5.1 P/S Similar companies
5.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (6.6) is lower than that of the sector as a whole (18.76).
EV/Ebitda vs Market: The company's EV/Ebitda (6.6) is higher than that of the market as a whole (-111.72).
6. Profitability
6.1. Profitability and revenue
6.2. Earnings per share - EPS
6.3. Past profitability Net Income
Yield Trend: Rising and has grown by 21.44% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (21.44%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-71.1%).
6.4. ROE
ROE vs Sector: The company's ROE (12.78%) is higher than that of the sector as a whole (4.84%).
ROE vs Market: The company's ROE (12.78%) is higher than that of the market as a whole (-6.24%).
6.6. ROA
ROA vs Sector: The company's ROA (5.9%) is lower than that of the sector as a whole (8.51%).
ROA vs Market: The company's ROA (5.9%) is lower than that of the market as a whole (38.46%).
6.6. ROIC
ROIC vs Sector: The company's ROIC (5.53%) is lower than that of the sector as a whole (11.53%).
ROIC vs Market: The company's ROIC (5.53%) is lower than that of the market as a whole (9.59%).
8. Dividends
8.1. Dividend yield vs Market
High yield: The dividend yield of the company 1.15% is higher than the average for the sector '0.76%.
8.2. Stability and increase in payments
Dividend stability: The company's dividend yield 1.15% has been steadily paid over the past 7 years, DSI=0.93.
Dividend growth: Company's dividend yield 1.15% has been growing over the last 5 years. Growth over 13 years.
8.3. Payout percentage
Dividend Coverage: Current payments from income (25.41%) are at a comfortable level.
9. Insider trades
9.1. Insider trading
Insider Selling More insider purchases by 23333.4% over the last 3 months.
9.2. Latest transactions
| Transaction date | Insider | Type | Price | Volume | Quantity |
|---|---|---|---|---|---|
| 20.11.2025 | Owen Randel G Director |
Sale | 152.2 | 22 830 | 1 500 |
| 19.11.2025 | WESSEL RICK L Officer |
Purchase | 156.39 | 313 | 20 000 |
| 19.11.2025 | WESSEL RICK L Vice-Chairman & CEO |
Sale | 156.39 | 313 | 20 000 |
| 17.11.2025 | Stuart Thomas Brent President and COO |
Sale | 159.97 | 160 | 10 000 |
| 17.11.2025 | ORR R DOUGLAS EVP & Chief Financial Officer |
Sale | 158.45 | 39 613 | 2 500 |
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Based on sources: porti.ru
