Company Analysis CF Bankshares Inc.
1. Summary
Advantages
- Price (19.75 $) is less than fair price (23.64 $)
- The stock's return over the last year (22.62%) is higher than the sector average (11.32%).
- The company's current efficiency (ROE=10.9%) is higher than the sector average (ROE=5.61%)
Disadvantages
- Dividends (1.13%) are below the sector average (1.93%).
- Current debt level 6.12% has increased over 5 years from 5.2%.
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| CF Bankshares Inc. | Financials | Index | |
|---|---|---|---|
| 7 days | -6.5% | -1.2% | -1.8% |
| 90 days | 9.5% | 0.8% | 3.8% |
| 1 year | 22.6% | 11.3% | 28.8% |
CFBK vs Sector: CF Bankshares Inc. has outperformed the "Financials" sector by 11.3% over the past year.
CFBK vs Market: CF Bankshares Inc. has significantly underperformed the market by -6.19% over the past year.
Stable price: CFBK is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.
Long period: CFBK with weekly volatility of 0.4349% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Below fair price: The current price (19.75 $) is lower than the fair price (23.64 $).
Price not significantly lower than the fair price: The current price (19.75 $) is slightly lower than the fair price by 19.7%.
4.2. P/E
P/E vs Sector: The company's P/E (7.32) is lower than that of the sector as a whole (38.91).
P/E vs Market: The company's P/E (7.32) is lower than that of the market as a whole (48.79).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.7976) is higher than that of the sector as a whole (0.6287).
P/BV vs Market: The company's P/BV (0.7976) is lower than that of the market as a whole (3.36).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (1.1) is lower than that of the sector as a whole (4.98).
P/S vs Market: The company's P/S indicator (1.1) is lower than that of the market as a whole (10.23).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (-13.26) is lower than that of the sector as a whole (40.88).
EV/Ebitda vs Market: The company's EV/Ebitda (-13.26) is lower than that of the market as a whole (28.28).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -8.56% over the last 5 years.
Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-8.56%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-15.99%).
5.4. ROE
ROE vs Sector: The company's ROE (10.9%) is higher than that of the sector as a whole (5.61%).
ROE vs Market: The company's ROE (10.9%) is higher than that of the market as a whole (10.82%).
5.5. ROA
ROA vs Sector: The company's ROA (0.8227%) is lower than that of the sector as a whole (5.48%).
ROA vs Market: The company's ROA (0.8227%) is lower than that of the market as a whole (6.51%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.05%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (10.79%).
7. Dividends
7.1. Dividend yield vs Market
Low yield: The dividend yield of the company 1.13% is below the average for the sector '1.93%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 1.13% has been steadily paid over the past 7 years, DSI=0.86.
Weak dividend growth: The company's dividend yield 1.13% has been growing weakly or stagnant over the past 5 years. Growth over only 3 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (8.71%) are at an uncomfortable level.
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