Company Analysis Ренессанс Страхование
1. Summary
Advantages
- Dividends (6.9%) are higher than the sector average (4.11%).
- The stock's return over the last year (3.43%) is higher than the sector average (-34.02%).
- Current debt level 1.09% is below 100% and has decreased over 5 years from 2.37%.
- The company's current efficiency (ROE=23.75%) is higher than the sector average (ROE=13.44%)
Disadvantages
- Price (97 ₽) is higher than fair price (49.55 ₽)
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| Ренессанс Страхование | Финансы | Index | |
|---|---|---|---|
| 7 days | -0.8% | -49.9% | -5% |
| 90 days | 3.2% | -49.7% | -10.9% |
| 1 year | 3.4% | -34% | -19% |
RENI vs Sector: Ренессанс Страхование has outperformed the "Финансы" sector by 37.45% over the past year.
RENI vs Market: Ренессанс Страхование has outperformed the market by 22.46% over the past year.
Stable price: RENI is not significantly more volatile than the rest of the market on "Московская биржа" over the last 3 months, with typical variations of +/- 5% per week.
Long period: RENI with weekly volatility of 0.066% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (97 ₽) is higher than the fair price (49.55 ₽).
Price is higher than fair: The current price (97 ₽) is 48.9% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (5.38) is higher than that of the sector as a whole (4.43).
P/E vs Market: The company's P/E (5.38) is lower than that of the market as a whole (14.68).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (1.75) is higher than that of the sector as a whole (1.49).
P/BV vs Market: The company's P/BV (1.75) is lower than that of the market as a whole (10.15).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (0.4493) is lower than that of the sector as a whole (1.68).
P/S vs Market: The company's P/S indicator (0.4493) is lower than that of the market as a whole (1.91).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (0) is higher than that of the sector as a whole (-55.07).
EV/Ebitda vs Market: The company's EV/Ebitda (0) is lower than that of the market as a whole (2.22).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 29.68% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (29.68%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-6.96%).
5.4. ROE
ROE vs Sector: The company's ROE (23.75%) is higher than that of the sector as a whole (13.44%).
ROE vs Market: The company's ROE (23.75%) is lower than that of the market as a whole (68.42%).
5.5. ROA
ROA vs Sector: The company's ROA (4.6%) is higher than that of the sector as a whole (2.97%).
ROA vs Market: The company's ROA (4.6%) is lower than that of the market as a whole (17.61%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (2.25%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (16.32%).
7. Dividends
7.1. Dividend yield vs Market
High yield: The dividend yield of the company 6.9% is higher than the average for the sector '4.11%.
7.2. Stability and increase in payments
Unstable dividends: The company's dividend yield 6.9% has not been consistently paid over the past 7 years, DSI=0.42.
Weak dividend growth: The company's dividend yield 6.9% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (54%) are at a comfortable level.
8. Insider trades
8.1. Insider trading
Insider Buying Exceeds insider sales by 29.32% over the last 3 months.
8.2. Latest transactions
| Transaction date | Insider | Type | Price | Volume | Quantity |
|---|---|---|---|---|---|
| 27.11.2024 | Страховая Компания "Ренессанс Жизнь" Стратегический инвестор |
Purchase | 97.4 | 833 744 | 8 560 |
| 26.11.2024 | Страховая Компания "Ренессанс Жизнь" Стратегический инвестор |
Purchase | 95 | 3 363 000 | 35 400 |
| 25.11.2024 | Страховая Компания "Ренессанс Жизнь" Стратегический инвестор |
Purchase | 98.06 | 2 941 800 | 30 000 |
| 22.11.2024 | Страховая Компания "Ренессанс Жизнь" Стратегический инвестор |
Sale | 99.52 | 4 161 930 | 41 820 |
| 21.11.2024 | Страховая Компания "Ренессанс Жизнь" Стратегический инвестор |
Purchase | 100.9 | 11 290 700 | 111 900 |
8.3. Main owners
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9. Stocks forum Ренессанс Страхование
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