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Company Analysis Postal Savings Bank of China Co., Ltd.
1. Summary
Advantages
- Dividends (11.69%) are higher than the sector average (8.29%).
Disadvantages
- Price (5.44 HK$) is higher than fair price (4.87 HK$)
- The stock's return over the last year (33.66%) is lower than the sector average (48.13%).
- Current debt level 2.39% has increased over 5 years from 0.9097%.
- The company's current efficiency (ROE=8.72%) is lower than the sector average (ROE=8.82%)
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| Postal Savings Bank of China Co., Ltd. | Financials | Index | |
|---|---|---|---|
| 7 days | 3.4% | -2.2% | 3.2% |
| 90 days | 14% | 19.9% | 3.7% |
| 1 year | 33.7% | 48.1% | 37.1% |
1658 vs Sector: Postal Savings Bank of China Co., Ltd. has significantly underperformed the "Financials" sector by -14.47% over the past year.
1658 vs Market: Postal Savings Bank of China Co., Ltd. has underperformed the market marginally by -3.39% over the past year.
Stable price: 1658 is not significantly more volatile than the rest of the market on "Hong Kong Exchanges" over the last 3 months, with typical variations of +/- 5% per week.
Long period: 1658 with weekly volatility of 0.6473% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (5.44 HK$) is higher than the fair price (4.87 HK$).
Price is higher than fair: The current price (5.44 HK$) is 10.5% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (4.93) is lower than that of the sector as a whole (13.62).
P/E vs Market: The company's P/E (4.93) is lower than that of the market as a whole (44.35).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.4129) is lower than that of the sector as a whole (0.6686).
P/BV vs Market: The company's P/BV (0.4129) is lower than that of the market as a whole (1.59).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (1.82) is lower than that of the sector as a whole (2.41).
P/S vs Market: The company's P/S indicator (1.82) is lower than that of the market as a whole (2.64).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (0) is lower than that of the sector as a whole (33.89).
EV/Ebitda vs Market: The company's EV/Ebitda (0) is lower than that of the market as a whole (9.93).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 6.94% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (6.94%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-5.4%).
5.4. ROE
ROE vs Sector: The company's ROE (8.72%) is lower than that of the sector as a whole (8.82%).
ROE vs Market: The company's ROE (8.72%) is higher than that of the market as a whole (2.87%).
5.5. ROA
ROA vs Sector: The company's ROA (0.5271%) is lower than that of the sector as a whole (1.17%).
ROA vs Market: The company's ROA (0.5271%) is lower than that of the market as a whole (3.12%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (0%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (20.88%).
7. Dividends
7.1. Dividend yield vs Market
High yield: The dividend yield of the company 11.69% is higher than the average for the sector '8.29%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 11.69% has been steadily paid over the past 7 years, DSI=0.86.
Weak dividend growth: The company's dividend yield 11.69% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (43.53%) are at a comfortable level.
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