Company Analysis Guangzhou Rural Commercial Bank Co., Ltd.
1. Summary
Advantages
- Dividends (9.69%) are higher than the sector average (8.16%).
Disadvantages
- Price (1.75 HK$) is higher than fair price (1.56 HK$)
- The stock's return over the last year (-17.45%) is lower than the sector average (20.09%).
- Current debt level 14.88% has increased over 5 years from 10.09%.
- The company's current efficiency (ROE=3.28%) is lower than the sector average (ROE=9.02%)
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| Guangzhou Rural Commercial Bank Co., Ltd. | Financials | Index | |
|---|---|---|---|
| 7 days | 7.4% | 0.1% | 4.3% |
| 90 days | 12.9% | 1.4% | 1.6% |
| 1 year | -17.5% | 20.1% | 31.6% |
1551 vs Sector: Guangzhou Rural Commercial Bank Co., Ltd. has significantly underperformed the "Financials" sector by -37.55% over the past year.
1551 vs Market: Guangzhou Rural Commercial Bank Co., Ltd. has significantly underperformed the market by -49.01% over the past year.
Stable price: 1551 is not significantly more volatile than the rest of the market on "Hong Kong Exchanges" over the last 3 months, with typical variations of +/- 5% per week.
Long period: 1551 with weekly volatility of -0.3356% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (1.75 HK$) is higher than the fair price (1.56 HK$).
Price is higher than fair: The current price (1.75 HK$) is 10.9% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (10.99) is lower than that of the sector as a whole (14.59).
P/E vs Market: The company's P/E (10.99) is lower than that of the market as a whole (26.88).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.3) is lower than that of the sector as a whole (0.6736).
P/BV vs Market: The company's P/BV (0.3) is lower than that of the market as a whole (1.66).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (1.66) is lower than that of the sector as a whole (2.33).
P/S vs Market: The company's P/S indicator (1.66) is lower than that of the market as a whole (2.66).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (0) is lower than that of the sector as a whole (33.89).
EV/Ebitda vs Market: The company's EV/Ebitda (0) is lower than that of the market as a whole (9.93).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -9.63% over the last 5 years.
Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-9.63%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-37.63%).
5.4. ROE
ROE vs Sector: The company's ROE (3.28%) is lower than that of the sector as a whole (9.02%).
ROE vs Market: The company's ROE (3.28%) is lower than that of the market as a whole (3.92%).
5.5. ROA
ROA vs Sector: The company's ROA (0.2192%) is lower than that of the sector as a whole (1.28%).
ROA vs Market: The company's ROA (0.2192%) is lower than that of the market as a whole (3.34%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (0%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (0%).
7. Dividends
7.1. Dividend yield vs Market
High yield: The dividend yield of the company 9.69% is higher than the average for the sector '8.16%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 9.69% has been steadily paid over the past 7 years, DSI=0.71.
Weak dividend growth: The company's dividend yield 9.69% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (70.14%) are at a comfortable level.
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