Company Analysis Oi Wah Pawnshop Credit Holdings Limited
1. Summary
Advantages
- Price (0.212 HK$) is less than fair price (0.2418 HK$)
- Dividends (10%) are higher than the sector average (8.16%).
- Current debt level 8.2% is below 100% and has decreased over 5 years from 42.03%.
Disadvantages
- The stock's return over the last year (-10.92%) is lower than the sector average (19.23%).
- The company's current efficiency (ROE=8.2%) is lower than the sector average (ROE=9.02%)
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| Oi Wah Pawnshop Credit Holdings Limited | Financials | Index | |
|---|---|---|---|
| 7 days | 2.4% | -0.6% | 0.4% |
| 90 days | -13.1% | 0.7% | -0.3% |
| 1 year | -10.9% | 19.2% | 31.9% |
1319 vs Sector: Oi Wah Pawnshop Credit Holdings Limited has significantly underperformed the "Financials" sector by -30.15% over the past year.
1319 vs Market: Oi Wah Pawnshop Credit Holdings Limited has significantly underperformed the market by -42.84% over the past year.
Stable price: 1319 is not significantly more volatile than the rest of the market on "Hong Kong Exchanges" over the last 3 months, with typical variations of +/- 5% per week.
Long period: 1319 with weekly volatility of -0.2101% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Below fair price: The current price (0.212 HK$) is lower than the fair price (0.2418 HK$).
Price not significantly lower than the fair price: The current price (0.212 HK$) is slightly lower than the fair price by 14.1%.
4.2. P/E
P/E vs Sector: The company's P/E (5.28) is lower than that of the sector as a whole (14.59).
P/E vs Market: The company's P/E (5.28) is lower than that of the market as a whole (26.88).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.423) is lower than that of the sector as a whole (0.6736).
P/BV vs Market: The company's P/BV (0.423) is lower than that of the market as a whole (1.66).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (2.48) is higher than that of the sector as a whole (2.33).
P/S vs Market: The company's P/S indicator (2.48) is lower than that of the market as a whole (2.66).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (3.17) is lower than that of the sector as a whole (33.89).
EV/Ebitda vs Market: The company's EV/Ebitda (3.17) is lower than that of the market as a whole (9.93).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -3.9% over the last 5 years.
Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-3.9%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-37.63%).
5.4. ROE
ROE vs Sector: The company's ROE (8.2%) is lower than that of the sector as a whole (9.02%).
ROE vs Market: The company's ROE (8.2%) is higher than that of the market as a whole (3.92%).
5.5. ROA
ROA vs Sector: The company's ROA (7.38%) is higher than that of the sector as a whole (1.28%).
ROA vs Market: The company's ROA (7.38%) is higher than that of the market as a whole (3.34%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (0%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (0%).
7. Dividends
7.1. Dividend yield vs Market
High yield: The dividend yield of the company 10% is higher than the average for the sector '8.16%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 10% has been steadily paid over the past 7 years, DSI=0.86.
Weak dividend growth: The company's dividend yield 10% has been growing weakly or stagnant over the past 5 years. Growth over only 1 year.
7.3. Payout percentage
Dividend Coverage: Current payments from income (42.58%) are at a comfortable level.
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