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Company Analysis LIC Housing Finance Limited
1. Summary
Advantages
- Price (600.2 βΉ) is less than fair price (735.46 βΉ)
- Dividends (2.6%) are higher than the sector average (1.46%).
- The company's current efficiency (ROE=16.23%) is higher than the sector average (ROE=13.44%)
Disadvantages
- The stock's return over the last year (-12.26%) is lower than the sector average (32.25%).
- Current debt level 73.9% has increased over 5 years from 57.29%.
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| LIC Housing Finance Limited | Financials | Index | |
|---|---|---|---|
| 7 days | -3.4% | -2% | 2% |
| 90 days | 7.9% | 22% | 8.6% |
| 1 year | -12.3% | 32.3% | 6.4% |
LICHSGFIN vs Sector: LIC Housing Finance Limited has significantly underperformed the "Financials" sector by -44.52% over the past year.
LICHSGFIN vs Market: LIC Housing Finance Limited has significantly underperformed the market by -18.62% over the past year.
Stable price: LICHSGFIN is not significantly more volatile than the rest of the market on "Bombay Stock Exchange" over the last 3 months, with typical variations of +/- 5% per week.
Long period: LICHSGFIN with weekly volatility of -0.2359% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Below fair price: The current price (600.2 βΉ) is lower than the fair price (735.46 βΉ).
Price significantly below the fair price: The current price (600.2 βΉ) is 22.5% lower than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (6.89) is lower than that of the sector as a whole (27.74).
P/E vs Market: The company's P/E (6.89) is lower than that of the market as a whole (44.6).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (1.04) is lower than that of the sector as a whole (2.81).
P/BV vs Market: The company's P/BV (1.04) is lower than that of the market as a whole (5.33).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (3.76) is lower than that of the sector as a whole (11.8).
P/S vs Market: The company's P/S indicator (3.76) is lower than that of the market as a whole (8.99).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (0) is lower than that of the sector as a whole (19.26).
EV/Ebitda vs Market: The company's EV/Ebitda (0) is lower than that of the market as a whole (15.13).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 19.61% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (19.61%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-4.25%).
5.4. ROE
ROE vs Sector: The company's ROE (16.23%) is higher than that of the sector as a whole (13.44%).
ROE vs Market: The company's ROE (16.23%) is higher than that of the market as a whole (-1.52%).
5.5. ROA
ROA vs Sector: The company's ROA (1.67%) is lower than that of the sector as a whole (3.05%).
ROA vs Market: The company's ROA (1.67%) is lower than that of the market as a whole (7.42%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (1.38%) is lower than that of the sector as a whole (5.46%).
ROIC vs Market: The company's ROIC (1.38%) is lower than that of the market as a whole (13.44%).
7. Dividends
7.1. Dividend yield vs Market
High yield: The dividend yield of the company 2.6% is higher than the average for the sector '1.46%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 2.6% has been steadily paid over the past 7 years, DSI=1.
Weak dividend growth: The company's dividend yield 2.6% has been growing weakly or stagnant over the past 5 years. Growth over only 1 year.
7.3. Payout percentage
Dividend Coverage: Current payments from income (9.82%) are at an uncomfortable level.
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