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Company Analysis The Karnataka Bank Limited
1. Summary
Advantages
- Price (205.5 βΉ) is less than fair price (271.61 βΉ)
- Dividends (2.21%) are higher than the sector average (1.46%).
- Current debt level 1.35% is below 100% and has decreased over 5 years from 4.21%.
- The company's current efficiency (ROE=13.71%) is higher than the sector average (ROE=13.44%)
Disadvantages
- The stock's return over the last year (-8.2%) is lower than the sector average (0%).
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| The Karnataka Bank Limited | Financials | Index | |
|---|---|---|---|
| 7 days | 1.3% | -2% | 2.9% |
| 90 days | 12.7% | 21.5% | 7.9% |
| 1 year | -8.2% | 0% | 5.7% |
KTKBANK vs Sector: The Karnataka Bank Limited has significantly underperformed the "Financials" sector by -8.2% over the past year.
KTKBANK vs Market: The Karnataka Bank Limited has significantly underperformed the market by -13.89% over the past year.
Stable price: KTKBANK is not significantly more volatile than the rest of the market on "Bombay Stock Exchange" over the last 3 months, with typical variations of +/- 5% per week.
Long period: KTKBANK with weekly volatility of -0.1576% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Below fair price: The current price (205.5 βΉ) is lower than the fair price (271.61 βΉ).
Price significantly below the fair price: The current price (205.5 βΉ) is 32.2% lower than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (6.69) is lower than that of the sector as a whole (27.74).
P/E vs Market: The company's P/E (6.69) is lower than that of the market as a whole (44.6).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.8058) is lower than that of the sector as a whole (2.81).
P/BV vs Market: The company's P/BV (0.8058) is lower than that of the market as a whole (5.33).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (1.89) is lower than that of the sector as a whole (11.8).
P/S vs Market: The company's P/S indicator (1.89) is lower than that of the market as a whole (8.99).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (0) is lower than that of the sector as a whole (19.26).
EV/Ebitda vs Market: The company's EV/Ebitda (0) is lower than that of the market as a whole (15.13).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 40.52% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (40.52%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-4.25%).
5.4. ROE
ROE vs Sector: The company's ROE (13.71%) is higher than that of the sector as a whole (13.44%).
ROE vs Market: The company's ROE (13.71%) is higher than that of the market as a whole (-1.52%).
5.5. ROA
ROA vs Sector: The company's ROA (1.21%) is lower than that of the sector as a whole (3.05%).
ROA vs Market: The company's ROA (1.21%) is lower than that of the market as a whole (7.42%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.46%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (13.44%).
7. Dividends
7.1. Dividend yield vs Market
High yield: The dividend yield of the company 2.21% is higher than the average for the sector '1.46%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 2.21% has been steadily paid over the past 7 years, DSI=0.93.
Weak dividend growth: The company's dividend yield 2.21% has been growing weakly or stagnant over the past 5 years. Growth over only 3 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (11.97%) are at an uncomfortable level.
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