Company Analysis General Insurance Corporation of India
1. Summary
Advantages
- Price (383.3 βΉ) is less than fair price (474.71 βΉ)
- Dividends (4.33%) are higher than the sector average (1.33%).
Disadvantages
- The stock's return over the last year (13.47%) is lower than the sector average (16.1%).
- The company's current efficiency (ROE=13.31%) is lower than the sector average (ROE=13.43%)
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| General Insurance Corporation of India | Financials | Index | |
|---|---|---|---|
| 7 days | 0.2% | -0.5% | 3.4% |
| 90 days | -10.8% | -13.6% | -2.2% |
| 1 year | 13.5% | 16.1% | 6% |
GICRE vs Sector: General Insurance Corporation of India has slightly underperformed the "Financials" sector by -2.63% over the past year.
GICRE vs Market: General Insurance Corporation of India has outperformed the market by 7.45% over the past year.
Stable price: GICRE is not significantly more volatile than the rest of the market on "Bombay Stock Exchange" over the last 3 months, with typical variations of +/- 5% per week.
Long period: GICRE with weekly volatility of 0.259% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Below fair price: The current price (383.3 βΉ) is lower than the fair price (474.71 βΉ).
Price significantly below the fair price: The current price (383.3 βΉ) is 23.8% lower than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (8.79) is lower than that of the sector as a whole (27.59).
P/E vs Market: The company's P/E (8.79) is lower than that of the market as a whole (44.41).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (1.06) is lower than that of the sector as a whole (2.8).
P/BV vs Market: The company's P/BV (1.06) is lower than that of the market as a whole (6.25).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (7.44) is lower than that of the sector as a whole (11.87).
P/S vs Market: The company's P/S indicator (7.44) is lower than that of the market as a whole (8.99).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (0) is lower than that of the sector as a whole (19.26).
EV/Ebitda vs Market: The company's EV/Ebitda (0) is lower than that of the market as a whole (15.13).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -737.15% over the last 5 years.
Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-737.15%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-8.56%).
5.4. ROE
ROE vs Sector: The company's ROE (13.31%) is lower than that of the sector as a whole (13.43%).
ROE vs Market: The company's ROE (13.31%) is higher than that of the market as a whole (-1.34%).
5.5. ROA
ROA vs Sector: The company's ROA (3.85%) is higher than that of the sector as a whole (3.05%).
ROA vs Market: The company's ROA (3.85%) is lower than that of the market as a whole (7.54%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (6.14%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (16.2%).
7. Dividends
7.1. Dividend yield vs Market
High yield: The dividend yield of the company 4.33% is higher than the average for the sector '1.33%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 4.33% has been steadily paid over the past 7 years, DSI=0.92.
Weak dividend growth: The company's dividend yield 4.33% has been growing weakly or stagnant over the past 5 years. Growth over only 1 year.
7.3. Payout percentage
Dividend Coverage: Current payments from income (18.89%) are at an uncomfortable level.
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