OTC: EMYB - Embassy Bancorp, Inc.

Yield per half year: -4.76%
Dividend yield: +6.31%
Sector: Financials

Share chart Embassy Bancorp, Inc.


About Embassy Bancorp, Inc.

Embassy Bancorp, Inc. operates as the bank holding company for the Embassy Bank for the Lehigh Valley that provides traditional banking and related financial services to individual, business, and government customers in Pennsylvania. The company's deposit products include savings, money market, individual retirement, and NOW accounts; demand and time deposits; and certificates of deposit.

more details
Its loan portfolio comprises secured fixed and variable rate loans; business loans; consumer loans, including mortgages, secured home equity loans, lines of credit, auto, and unsecured personal loans, as well as mortgage escrow services; residential mortgage loans; and commercial mortgage/construction loans. In addition, the company offers various other services, such as treasurer and certified check, wire transfer, credit/debit card merchant processing, direct deposit/ACH, ACH origination, fraud detection, cash and escrow management, safe deposit box, remote deposit capture, mobile banking, night depository, bank by mail, savings bond redemptions, person to person payment, positive pay, automated teller machine, and online banking and bill pay services, as well as gift, commercial and consumer credit, and ATM and debit cards. It has branch offices in South Whitehall Township, Lower Macungie Township, the City of Bethlehem, Salisbury Township, Lower Saucon Township, Lower Nazareth Township, Borough of Nazareth, and Borough of Macungie, as well as in Lehigh and Northampton Counties in Pennsylvania. The company was founded in 2001 and is headquartered in Bethlehem, Pennsylvania.

ISIN US2907911026
Industry Banks
Sector Financials
Валюта usd
Валюта отчета usd
Див.доход ао 6.31
Дивиденд ао 0.42
Сайт https://www.embassybank.com
Цена ао 15.71
Change price per day: 0% (14.99)
Change price per week: 0% (14.99)
Change price per month: -4.83% (15.75)
Change price per 3 month: -6.25% (15.99)
Change price per half year: -4.76% (15.74)
Change price per year: +11.04% (13.5)
Change price per 3 year: -25.09% (20.01)
Change price per 5 year: -5.72% (15.9)
Change price per year to date: -9.15% (16.5)

Underestimation

Title Value Grade
P/S 3.23 5
P/BV 1.19 9
P/E 12.11 8
EV/EBITDA 0 0
Total: 7.25

Efficiency

Title Value Grade
ROA, % 0.6213 1
ROE, % 9.84 3
Total: 3.17

Dividends

Title Value Grade
Div yield, % 6.31 10
DSI 1 10
Total: 7.23

Debt

Title Value Grade
Debt/EBITDA 0 10
Total: 8

Growth impulse

Title Value Grade
Yield Revenue, % 3.51 1
Yield Ebitda, % 0 7
Yield EPS, % -19.39 0
Total: 1.6

Institutions Volume Share, %
Siena Capital Partners GP, LLC 109089 1.43
Philadelphia Trust Company 61675 0.81



Head Job title Payment Year of birth
Mr. David M. Lobach Jr. Chairman, President & CEO 901.59k 1950 (75 years)
Ms. Judith A. Hunsicker First Executive Officer, COO, CFO, Secretary & Treasurer 617.47k 1961 (64 years)
Ms. Lynne Marie Neel Senior EVP, Controller, Deposit Operation, Finance, IR, Loan Operations & Assistant Secretary 314.9k 1962 (63 years)
Ms. Diane Maria Cunningham Senior Executive Vice President of Branch Administration, Marketing & Retail Lending 309.23k 1969 (56 years)
Mr. Mark A. Casciano Senior Vice President of Strategic Initiatives N/A
Ms. Tracy A. Barker Senior VP & Bank Secrecy Officer N/A
David C. Arner Senior Vice President of Facilities & Security N/A
Desty A. Bonstein Senior Vice President of Private Banking N/A
Scott A. Karwacki Senior Vice President of Credit Analysis N/A
Mr. Michael B. Macy Executive VP & Chief Lending Officer Business Banking N/A 1963 (62 years)

Address: United States, Bethlehem. PA, One Hundred Gateway Drive - open in Google maps, open in Yandex maps
Website: https://www.embassybank.com