Yiren Digital Ltd.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
10/10
|
0.9686 | 61.97 | -98.44% | 0.47 | 106.09% |
| P/S |
|
0.4116 | 3.31 | -87.55% |
|
|
| P/BV |
|
0.2492 | 1.3 | -80.86% |
|
|
| P/FCF |
|
0.1092 | -0.3462 | -131.54% |
|
|
| Ev/Ebitda |
|
-1.41 | -89.78 | -98.43% |
|
|
| Ev/S |
|
-0.7666 | 3.49 | -121.97% |
|
|
| Ev/FCF |
|
-1.73 | -2.55 | -31.94% |
|
|
| E/P |
|
8.79 | 8.1 | 8.58% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
10/10
|
54.55 | 24.41 | 123.43% | 30.91 | 76.49% |
| ROE |
|
25.73 | 10.76 | 139.13% |
|
|
| ROA |
|
20.24 | 3.86 | 423.87% |
|
|
| ROIC |
|
2.84 | 5.17 | -45.04% |
|
|
| ROS |
|
42.49 | 18.76 | 126.5% |
|
|
| ROCE |
|
33.02 | -6.56 | -603.35% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
10/10
|
0.0089 | -102.91 | -100.01% | 0.6139 | -98.56% |
| Nеt Debt/Ebitda |
|
-2.16 | -41.56 | -94.8% |
|
|
| Debt/Ratio |
|
0.0023 | 0.3374 | -99.32% |
|
|
| Debt/Equity |
|
1.56 | 117.03 | -98.67% |
|
|
| Debt/Net Income |
|
0.0114 | 19.89 | -99.94% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
7.7/10
|
3.08 | 2.71 | 13.74% | 0.6163 | 399.73% |
| Number of years of dividend growth |
|
0 | 1.28 | -100% |
|
|
| DSI |
|
0.75 | 0.8481 | -11.57% |
|
|
| Average dividend growth |
|
-118.93 | -6.6 | 1701.61% |
|
|
| Average percentage for 5 years |
|
0.6163 | 3.42 | -81.99% |
|
|
| Average percentage for payments |
|
13.98 | 70.83 | -80.26% |
|
|
| Difference from average difference in sector |
|
0.372 |
|
|
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % |
|---|---|---|---|---|
| Growth impulse Revenue 5 years |
0/10
|
-43.18 | 777.9 | -105.55% |
| Growth impulse Ebitda 5 years |
|
136.73 | 11.81 | 1057.75% |
| Growth impulse Net Income 5 years |
|
80.01 | 491.91 | -83.73% |
| Growth impulse FCF 5 years |
|
992.64 | 2020.18 | -50.86% |
| Growth impulse EPS 5 years |
|
105.86 | 31204.75 | -99.66% |
IP Score
7.01/10
