NYSE: HRTG - Heritage Insurance Holdings, Inc.

Yield per half year: +42.47%
Sector: Financials

Current price: 11.64 $
Average price: 7.42 $

Price based on EPS: 8.18 $ -29.72%
Price according to DCF model (ebitda): 12.8 $ +9.98%
Price according to DCF model (FCF): 7.09 $ -39.12%
2.5/10

Price based on EPS

Price = EPS * (1 + CAGR EPS) / (Key Rate * Excess Key Rate)
Key Rate = Key rate
Fair price = 8.18 $
Current price = 11.64 $ (difference = -29.72%)


Data

Discounted Cash Flow (Based on EBITDA)

Price = (Terminal Value + Company Value) / Count shares
Price - Fair price
Terminal Value — cost in the post-forecast period
Company Value — cost during the forecast period
Count shares - Number of shares
Terminal Value = Discount Ebitda(5) * (1 + Ebitda Yield) / (WACC - Ebitda Yield)
Company Value = ∑ (Future Ebitda / (1 + WACC) ^ 5)
WACC - weighted average cost of capital (taking into account country risks, inflation, taxes, etc.)
Fair price = 12.8 $
Current price = 11.64 $ (difference = +9.98%)


Data

Discounted Cash Flow (Based on FCF)

Price = (Terminal Value + Company Value) / Count shares
Price - Fair price
Terminal Value — cost in the post-forecast period
Company Value — cost during the forecast period
Count shares - Number of shares
Terminal Value = Discount FCF(5) * (1 + FCF Yield) / (WACC - FCF Yield) ^ 5
Company Value = ∑ (FCF / (1 + WACC) ^ 5)
WACC - weighted average cost of capital (taking into account country risks, inflation, taxes, etc.)
Fair price = 7.09 $
Current price = 11.64 $ (difference = -39.12%)


Data

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