Civista Bancshares, Inc.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
10/10
|
6.59 | 38.91 | -83.06% | 8.96 | -26.4% |
| P/S |
|
1.29 | 4.98 | -74.14% |
|
|
| P/BV |
|
0.7614 | 0.6287 | 21.11% |
|
|
| P/FCF |
|
0 | 34.88 | -100% |
|
|
| Ev/Ebitda |
|
-112906.27 | 40.88 | -276257.53% |
|
|
| Ev/S |
|
3.08 | 5.33 | -42.19% |
|
|
| Ev/FCF |
|
13.44 | 54.04 | -75.13% |
|
|
| E/P |
|
0 | 0.1188 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
0/10
|
-0.0027 | 22.42 | -100.01% | 31.19 | -100.01% |
| ROE |
|
11.55 | 5.61 | 105.94% |
|
|
| ROA |
|
1.11 | 5.54 | -79.92% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
19.54 | 22.93 | -14.78% |
|
|
| ROCE |
|
-3.32 | -11.66 | -71.55% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
10/10
|
-75961.5 | -7.15 | 1062957.07% | -30381.39 | +150.03% |
| Nеt Debt/Ebitda |
|
-65699.17 | 18.19 | -361362.04% |
|
|
| Debt/Ratio |
|
0.118 | 0.2054 | -42.52% |
|
|
| Debt/Equity |
|
7.12 | 14.03 | -49.26% |
|
|
| Debt/Net Income |
|
10.61 | 6.01 | 76.54% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
10/10
|
4.04 | 1.74 | 132.56% | 3.05 | +32.36% |
| Number of years of dividend growth |
|
0 | 1.46 | -100% | ||
| DSI |
|
0.9286 | 0.7157 | 29.75% |
|
|
| Average dividend growth |
|
2.26 | 0.3042 | 642.67% |
|
|
| Average percentage for 5 years |
|
3.05 | 1.85 | 64.94% |
|
|
| Average percentage for payments |
|
63.7 | 48.98 | 30.05% |
|
|
| Difference from average difference in sector |
|
2.3 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
10/10
|
104.56 | 194.33 | -46.19% | ||
| Growth impulse Ebitda in 5 years |
|
-100.01 | 177.53 | -156.33% | ||
| Growth impulse Net Income in 5 years |
|
26.74 | 82.23 | -67.48% | ||
| Growth impulse FCF in 5 years |
|
38.85 | 62.71 | -38.05% | ||
| Growth impulse EPS in 5 years |
|
41.05 | 321.96 | -87.25% |
IP Score
5.61/10
